Incident Management for Automated Teller Machines

Abstract

A computer system monitors a financial transaction system that contains a plurality of remote transaction machines, e.g., automated teller machines (ATMs). The computer system detects and analyzes whether any of the automated teller machines has an outage, whereby customers may be experiencing failed financial transactions. When an outage occurs, a severity level is selected by processing outage data. For example, the computer system determines a measure of the number of failed transactions and then selects a severity level of the outage from which the appropriate recovery procedure can then be initiated. When the transaction system comprises a plurality of networks, the severity level of an outage may be determined by aggregating or separately processing outage data for the networks. Outage ATMs may be prioritized from the number of corresponding failed transactions, so that the prioritization can be included in an indicator that initiates resolution of the outage.

Description

FIELD[0001]Aspects described herein relate to a computer system that processes information about an outage of a financial transaction system.BACKGROUND[0002]Customers of financial institutions are becoming more dependent on automated systems for obtaining cash, depositing / withdrawing money to / from accounts, and paying bills. For example, automated teller machines (ATMs) are almost ubiquitous to provide financial transactions for customers. An ATM may enable customers to withdraw cash from one's account, make balance inquiries, and transfer money from one account to another using a plastic, magnetic-strip card with a personal identification number issued by the financial institution.[0003]While automated systems may be more convenient than traditionally staffed locations, automated systems can experience operational problems (often referred as outages) that can disrupt service to customers. Because customers do not have direct contact with a person, automated system outages should be...

AI Technical Summary

Benefits of technology

The patent describes a system for monitoring a financial transaction system that contains multiple remote machines, such as ATMs. The system detects and analyzes outages of these machines to determine the severity of the outage and initiate the appropriate recovery procedure. The system can prioritize certain machines during an outage based on the number of failed transactions. The system can also be used across multiple networks and vendors. The technical effect of this patent is to provide a more efficient and effective way to monitor and resolve outages in a financial transaction system.

Problems solved by technology

However, the number of failed transactions may be dependent on other factors such as the time of day that the outage occurs.

An outage may be caused for different reasons, both unplanned and planned.

An unplanned occurrence may result from a weather-related event that disrupts electrical power to a portion of a transaction system, and consequently some or all or the automated teller machine may not properly support financial transactions for customers.

Also, communications through a network with some or all of the automated teller machines may be disrupted, causing an outage between the automated teller machines and a central monitoring and / or control computer.

In addition, an outage may occur for planned reasons, e.g., when performing maintenance on the ATMs or communication network.

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