Credit island service platform-based enterprise financing service system and method

A service platform and service system technology, applied in transmission systems, finance, data processing applications, etc., can solve problems such as lack of credit

Inactive Publication Date: 2010-07-14
苏州德融嘉信信用管理技术股份有限公司
View PDF0 Cites 19 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] The purpose of this invention is to provide a kind of enterprise financing service system, which can solve the problem of lack of credit in the enterprise financing process under this system

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Credit island service platform-based enterprise financing service system and method
  • Credit island service platform-based enterprise financing service system and method
  • Credit island service platform-based enterprise financing service system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0096] The present invention aims to solve the problem of the credit system at a relatively low cost, that is, to use the current information technology means to rebuild the traditional and closed transaction space, realize the symmetry of information in the transaction space, and complete the credit incentive and dishonesty punishment mechanism.

[0097] If we use urban areas, various industrial development parks, etc. as units, and use technical means to combine the characteristics of the network and the region to establish a relatively closed environment, in the scope of certain specialized business transactions, for certain transaction entities , can form a "acquaintance society" environment, improve the credit level of transaction subjects, reduce transaction default costs, control credit risk, and realize a credit environment. We call this kind of trading space based on acquaintance society "Credit Island". According to different types of regions, we can produce various f...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a credit island service platform-based enterprise financing service system and a credit island service platform-based enterprise financing service method. A virtual acquaintance society community is established through the Internet, and various financial institutions engaging in small and medium enterprise financing service and small and medium enterprises with the financing requirement are integrated in the same environment, and can share information through various software tools to improve familiarity and solve the information symmetry problem, so that the business behaviors of each enterprise can be monitored by various external main bodies (including the financial institutions and other enterprises). The system and the method aim to establish a credit environment and implement a credit reward and dishonesty disciplinary mechanism, so that the financial institutions can implement the small and medium enterprise financing service in a low-risk and low-cost environment.

Description

technical field [0001] The invention relates to an enterprise financing service system and method based on a credit island service platform, belonging to the technical field of financial services. Background technique [0002] In a market economy environment, the main elements of transactions are: [0003] ●Trading subject: an individual or enterprise engaged in market transactions; [0004] ●Product: the goods or services provided by the seller to the buyer; [0005] ●Trading behavior: The buying and selling behavior of products occurs between trading entities. [0006] Under the premise of setting the above-mentioned elements, a trading space can be formed, and the trading space is essentially a market environment. [0007] In a closed trading space, it is relatively easy to achieve a credit environment. The core is that when the trading subjects are confined to a limited area, and the products bought and sold between the trading subjects are also produced in this area,...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q40/00H04L12/46H04L29/06G06Q40/06
Inventor 郑爱军
Owner 苏州德融嘉信信用管理技术股份有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap