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Conglomerate founds collecting service system and application method thereof

A fund collection and business system technology, applied in the field of fund collection business systems of group companies, can solve problems such as low efficiency and troublesome fund collection operations

Inactive Publication Date: 2010-11-03
苏州德融嘉信信用管理技术股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Group companies usually have a nationally distributed organizational structure, and fund collection also involves multiple regions at the same time. However, there are strong management difficulties in resource integration and information management between regions, making fund collection operations relatively difficult. troublesome, less efficient

Method used

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  • Conglomerate founds collecting service system and application method thereof
  • Conglomerate founds collecting service system and application method thereof
  • Conglomerate founds collecting service system and application method thereof

Examples

Experimental program
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Embodiment Construction

[0050] The best mode for carrying out the present invention will be described below with reference to the drawings.

[0051] In general, there are two types of fund collection for group companies:

[0052] (1) Real-time collection

[0053] Real-time collection when receipts or payments occur during the day, that is, when funds are deposited, they will be collected in real time to the highest-level account in the fund collection relationship diagram, or funds will be collected from the highest-level account to the top-level account at the time of payment The account to which the payment actually occurs, and then the payment is made from the payment account.

[0054](2) Batch collection during day-end batch processing

[0055] According to the fund collection relationship diagram, the funds are collected from bottom to top and level by level, and finally the funds are collected to the highest-level account in the fund collection relationship diagram. When collecting funds in ...

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PUM

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Abstract

The invention provides a conglomerate founds collecting service system which is established on the basis of an Internet banking base platform and is connected with each level of application system in a bank through internal interfaces, wherein the conglomerate founds collecting service system comprises an amount management module, an interest computing module, a load consigning module, a service inquiry module, an informing service module and a founds collecting module. Compared with the prior art, the invention has the advantages of managing the information and the account of branches of conglomerates, providing complete and consistent service to all organizations of the conglomerates, acting the settlement of the conglomerates and, and becoming the computing center of the conglomerates. Simultaneously, the service network of the Internet banking can become the internal computing network of the conglomerates and forms the base of the internal founds collecting service of the conglomerates.

Description

technical field [0001] The invention relates to a group enterprise fund collection business system and an application method thereof, in particular to a group enterprise fund collection business system based on an online banking basic platform and an application method thereof. Background technique [0002] Internet banking is a new method for banks to provide banking services to customers. It is based on existing banking services and uses Internet technology to provide customers with comprehensive, unified, safe and real-time financial services. With the development and popularization of the Internet, online banking, as a new type of customer service, has rapidly become the focus of international banking circles. [0003] Since 1999, my country's banking online business has developed significantly. After several years of exploration, the domestic online banking has also begun to take shape, and various banks have launched their own online banking products one after another....

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00
Inventor 郑爱军
Owner 苏州德融嘉信信用管理技术股份有限公司
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