Method for realizing small payment
A limit, POS machine technology, applied in the direction of complete banking system, complete banking system, coin-free or similar appliances, etc., to achieve the effect of improving security and convenience of use
Active Publication Date: 2013-04-03
TENDYRON CORP
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Problems solved by technology
When the user makes a small payment, he either uses a bank card (that is, swipes the card) or uses cash, but both methods have certain problems in practical applications. For example, for the former method, once the bank card is lost, Then it will be very troublesome to report the loss and reissue. Moreover, when using a bank card for small payment, it is generally necessary to enter a password, which will increase the risk of password leakage, thereby affecting the security of payment. In addition, users need to memorize complex passwords. This also brings inconvenience to the user; for the latter method, it is also very inconvenient for the user considering the possible loss and so on
Method used
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Embodiment Construction
[0021] Aiming at the problems existing in the prior art, the present invention proposes a brand-new method for realizing micropayment, which is convenient for users to use and can improve payment security.
[0022] In order to make the technical solution of the present invention clearer and clearer, the solution of the present invention will be further described in detail below with reference to the accompanying drawings and examples.
[0023] figure 1 It is a flow chart of an embodiment of the method for realizing micropayment in the present invention. Such as figure 1 shown, including the following steps:
[0024] Step 11: When the user makes a small payment, the sales terminal (POS, Point of Sale) machine reads the anti-counterfeit portable mark presented by the user, obtains the number carried therein, and performs legality authentication on the anti-counterfeit portable mark according to the obtained number.
[0025] Users can apply for an anti-counterfeiting portabl...
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The invention provides a method for realizing small payment, which comprises that: when a user performs small payment, a point-of-sale (POS) machine reads an anti-counterfeiting portable label shown by the user, acquires a number carried therein and performs validity authentication on the anti-counterfeiting portable label according to the acquired number; and after passing the authentication, the POS machine acquires a limit pavement bill corresponding to the anti-counterfeiting portable label and selects a proper limit pavement bill according to the current to-be-paid amount to finish payment. The method can facilitate the use of the user and promote the security of payment.
Description
technical field [0001] The invention relates to the field of electronic payment, in particular to a method for realizing micropayment. Background technique [0002] Currently, micropayments have been a problem that plagues the expansion of banking operations. When the user makes a small payment, he either uses a bank card (that is, swipes the card) or uses cash, but both methods have certain problems in practical applications. For example, for the former method, once the bank card is lost, Then it will be very troublesome to report the loss and reissue. Moreover, when using a bank card for small payment, it is generally necessary to enter a password, which will increase the risk of password leakage, thereby affecting the security of payment. In addition, users need to memorize complex passwords. This also brings inconvenience to the user; for the latter method, it is also very inconvenient for the user in consideration of situations such as possible loss. Contents of t...
Claims
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IPC IPC(8): G07F19/00
Inventor 李东声
Owner TENDYRON CORP