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Authentication method and system used for wireless payment

An authentication method and a payer's technology, applied in the payment system structure, wireless communication, transmission system, etc., can solve problems such as hidden safety hazards and economic losses of wireless payers, and achieve the goal of eliminating hidden safety hazards, avoiding economic losses, and ensuring information security Effect

Active Publication Date: 2013-01-30
NATIONZ TECH INC
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] It can be seen that in the existing wireless payment technology using mobile communication terminals with radio frequency SIM cards, there are major security risks, which are easily exploited by illegal attackers and cause economic losses to the wireless payment party.

Method used

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  • Authentication method and system used for wireless payment
  • Authentication method and system used for wireless payment
  • Authentication method and system used for wireless payment

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Embodiment Construction

[0035] The main concept of the present invention is that when the distance between the mobile communication terminal (payer) with a radio frequency SIM card and the radio frequency card reader (payee) such as a POS machine (payee) meets the distance control requirements, the mobile communication terminal and the POS machine are allowed to Communication, and identity authentication and security authentication are performed first during communication, and only after the mobile communication terminal confirms that the POS machine is a legal payee, the mobile communication terminal and the POS machine are allowed to conduct wireless payment transactions. Among them, identity authentication technology is generally used to identify items, and can distinguish real information from forged and tampered information, so that both parties in communication can generate mutual trust in their respective identity information, and then carry out sensitive information communication or sensitive o...

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Abstract

An identification method for wireless payment is provided. When the distance between the mobile communication terminal (210) which has a radio frequency SIM card (212) and a radio frequency card reading device such as a POS machine (220) etc. satisfies the distance control demand, the communication between the mobile communication terminal (210) and the POS machine (220) is permitted. And firstly identification authentication and security certification are executed during the communication, after the POS machine (220) is verified to be a legal terminal to be paid by the mobile communication terminal (210), the transaction of wireless payment between the mobile communication terminal (210) and the POS machine (220) is permitted.

Description

technical field [0001] The invention relates to the communication field, in particular to an authentication method and system for wireless payment. Background technique [0002] A Subscriber Identity Model (SIM card for short) of an existing mobile communication technology is widely applied to mobile communication terminals. With the development of science and technology, various intelligent circuit modules are added to the SIM card of ordinary mobile communication terminals through various methods, so that the SIM card not only has the basic SIM card functions, but also adds other functions that are closer to life. SIM card is one of them, and the frequency of radio frequency SIM card is generally 2.4G. The Chinese patent application with the application number 200710124354.7 discloses the relevant technical content of the radio frequency SIM card. The radio frequency SIM card adopts active radio frequency technology, so that the ordinary SIM card can have wireless payment...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07G1/12H04L9/32H04L9/08H04L29/06H04W12/04H04W12/06G06K7/00G07F7/08G07F7/12G06Q20/00H04W12/041
CPCG06Q20/3278G06Q20/322G06Q20/32
Inventor 张翌维彭波余运波孙迎彤
Owner NATIONZ TECH INC
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