Authentication method and system used for wireless payment

An authentication method and authentication system technology, applied in the payment system structure, wireless communication, transmission system, etc., can solve the problems of economic loss and hidden safety hazards of wireless payers, and achieve the goal of avoiding economic losses, eliminating hidden safety hazards, and ensuring information security Effect

Active Publication Date: 2011-04-27
NATIONZ TECH INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] It can be seen that in the existing wireless payment technology using mobile communication terminals with radio frequency SIM cards, there are major security risks, which are easily exploited by illegal attackers and cause economic losses to the wireless payment party.

Method used

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  • Authentication method and system used for wireless payment
  • Authentication method and system used for wireless payment
  • Authentication method and system used for wireless payment

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Embodiment Construction

[0036] The main concept of the present invention is, when the distance between the mobile communication terminal (payer) with the radio frequency SIM card and the radio frequency card reader (payee) such as the POS machine meets the distance control requirement, the mobile communication terminal and the POS machine are allowed to Communication, and identity authentication and security authentication are performed first during communication, and only after the mobile communication terminal confirms that the POS machine is a legal payee, the mobile communication terminal and the POS machine are allowed to conduct wireless payment transactions. Among them, identity authentication technology is generally used to identify items, and can distinguish real information from forged and tampered information, so that both parties in communication can generate mutual trust in their respective identity information, and then carry out sensitive information communication or sensitive operations...

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Abstract

The invention relates to an authentication method for wireless payment. When the distance between a mobile communication terminal (payer) with a radio frequency SIM (subscriber identity module) card and a radio frequency card reading device (payee) of a POS (Point Of Sale) machine and the like meets the distance control requirement, the mobile communication terminal is allowed to be communicated with the POS machine, and identity authentication and safety authentication are first carried out during the communication; and, after the mobile communication terminal confirms that the POS machine is a legal payee, the mobile communication terminal is subjected to wireless payment transaction with the POS machine. The authentication method and system for the wireless payment in the invention accord with the requirement for the wireless payment distance control, ensure the information safety during the wireless payment, eliminate the potential safety hazard, and avoid causing economic loss bythe payer for the wireless payment.

Description

technical field [0001] The invention relates to the communication field, in particular to an authentication method and system for wireless payment. Background technique [0002] A Subscriber Identity Model (SIM card for short) of the existing mobile communication technology is widely applied to mobile communication terminals. With the development of science and technology, various intelligent circuit modules are added to the SIM card of ordinary mobile communication terminals through various methods, so that the SIM card not only has the basic SIM card functions, but also adds other functions that are closer to life. SIM card is one of them, and the frequency of radio frequency SIM card is generally 2.4G. The Chinese patent application with the application number 200710124354.7 discloses the relevant technical content of the radio frequency SIM card. The radio frequency SIM card adopts active radio frequency technology, so that the ordinary SIM card can have wireless paymen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/12H04L9/32H04L9/08H04L29/06H04W12/04H04W12/06G06K7/00G07F7/08G07F7/12G06Q20/00H04W12/041
CPCG06Q20/32G06Q20/322G06Q20/3278
Inventor 张翌维彭波余运波孙迎彤
Owner NATIONZ TECH INC
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