Fast credit card approving method

Abstract

The invention relates to a fast credit card approving method which comprises the following steps: a front-end customer information type-in subsystem is used for automatically acquiring the information of an identification card and typing in other information of a customer, and sending the customer information to a fast approving subsystem; the fast approving subsystem is used for receiving the customer information, comparing the customer information with the information, such as credit investigation, social security, public security, blacklist and the like automatically, carrying out gradation and rule determination on the customer information automatically, and returning the rejected approval result to the front-end customer information type-in subsystem automatically; the fast approving subsystem is used for forwarding the pre-approved customer information to a fast card issuing subsystem; the card issuing subsystem is used for opening an account according to the customer information and generating card making information automatically, and sending a successful application short message to the customer; and a bank clerk inputs the content of the short message of the customer at a card making control end, and a system calls the card making information and makes a card. The fast credit card approving method can be used for comparing and grading the customer information automatically, examining and approving the customer information immediately, making the credit card in a shortest time, thereby improving the card issuing efficiency.

Description

technical field [0001] The invention relates to the technical field of bank management systems, in particular to a method for quickly approving credit cards. Background technique [0002] At present, the credit card issuance approval process is relatively complicated, and the complicated credit card approval process will cause a decline in customer experience, so the rapid card issuance system was born. In Europe and North America, where financial products and operating models are relatively developed, the rapid issuance system has been applied in financial institution outlets, chain stores, large-scale commercial activities, exhibition sites and other places to provide customers with debit cards, credit cards (credit cards), prepaid cards, etc. Instant verification and issuance of cards. While improving customer experience, it also increases the market acceptance of its financial products. Contents of the invention [0003] The technical problem to be solved by the pres...

AI Technical Summary

Problems solved by technology

[0002] At present, the credit card issuance approval process is relatively complicated, and the complicated credit card approval process will cause a decline in customer experience, and the rapid card issuance system was born.

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