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Mobile terminal

A mobile terminal, security module technology, used in instruments, payment architecture, data processing applications, etc.

Inactive Publication Date: 2012-04-11
DATANG MICROELECTRONICS TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

It is characterized by good user stickiness, but the card issuance process requires the cooperation of banks to provide card issuance data

Method used

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Embodiment Construction

[0020] In order to make the purpose, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined arbitrarily with each other.

[0021] The slow development of mobile payment is not only due to the fact that there are multiple product solutions for mobile payment on the mobile phone, but also because the technical standards of the leading parties of different product solutions are not uniform, which makes the application download (personalization) and acceptance environment unable to communicate with each other. However, the TSM platform based on the construction of GP multi-application management framework proposed by the present invention provides a win-win solution for the development of t...

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Abstract

The invention provides a mobile terminal which comprises an application processor, a security module, a near field communication (NFC) chip and an antenna, wherein the application processor is used for downloading application information of various near field payment services from a trusted system manager (TSM) and storing the downloaded application information into the security module, the security module is used for completing a pavement procedure together with a handling device after receiving external trigger and starting a corresponding application, the antenna is used for forwarding signals between the near filed communication chip and the handling device, and the near field communication chip is used for receiving a radio frequency signal from the handling device, demodulating the received radio frequency signal and forwarding the demodulated command to the security module, as well as modulating a command response returned by the security module and forwarding the modulated signal to the handling device.

Description

technical field [0001] The invention relates to the fields of financial payment and information processing, in particular to a mobile terminal. Background technique [0002] As the focus of mobile Internet value-added services, mobile payment has greatly enriched people's consumption patterns. At present, there are mainly three mainstream product forms of mobile payment in China: [0003] NFC-SIM: The representative is a telecom operator. Integrate the SE function in the SIM card. It is characterized by good user stickiness, but the card issuance process requires the cooperation of banks to provide card issuance data. [0004] NFC-SD: The representative is China UnionPay. SE is integrated in SD card. The characteristic is that it is not restricted by telecom operators and can issue cards independently. [0005] All mobile phone NFC: the representative is the telecom operator. Integrate the SE in the NFC controller or on the motherboard of the mobile phone. Features U...

Claims

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Application Information

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IPC IPC(8): G06Q20/32
Inventor 张志红王京阳
Owner DATANG MICROELECTRONICS TECH CO LTD
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