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Bank card data monitoring and alarming system

An alarm system and data monitoring technology, applied in the field of bank card data monitoring and alarm system, bank card data monitoring and alarm, can solve the problem of bank card data error alarm and the like

Active Publication Date: 2014-04-09
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The invention provides a bank card data monitoring and alarm system to solve the problem of bank card data monitoring of POS machines, ATM machines or online banking terminals, and the problem of bank card data error alarming

Method used

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  • Bank card data monitoring and alarming system
  • Bank card data monitoring and alarming system
  • Bank card data monitoring and alarming system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0021] Such as Figure 4 As shown, in the bank card data monitoring and alarm system: the POS machine reads the bank card data, and generates the original data of the POS machine according to the bank card data. The raw data of the POS machine includes: customer information files, merchant information files, credit consumption list files, card transaction log files, savings transaction log files, and settlement transaction log files.

[0022] The ATM machine reads the bank card data, and generates the original data of the ATM machine according to the bank card data. The raw data of the ATM includes: customer information files, merchant information files, credit consumption list files, card transaction log files, savings transaction log files, and settlement transaction log files.

[0023] The online banking terminal inputs the bank card data, and generates the original data of the online banking terminal according to the bank card data. The original data of the online bankin...

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PUM

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Abstract

The invention discloses a bank card data monitoring and alarming system, which comprises a point of sale (POS) machine, an automatic teller machine (ATM), an online bank terminal, a communication front-end processor and a bank card data processing device, wherein the POS machine is used for reading data of a bank card; the ATM is used for reading the data of the bank card; the online bank terminal is used for inputting the data of the bank card; the communication front-end processor is used for performing data exchange processing on the received data of the bank card; the bank card data processing device comprises a singlechip and a POS machine data cache, an ATM data cache, an online bank terminal data cache, an alarming instruction generator and a short message communication module which are connected with the singlechi; and the short message communication module is used for sending bank card alarming information to external wireless communication terminal equipment or a remote server according to an alarming instruction. The problem about monitoring for the data of the bank card by the POS machine, the ATM or the online bank terminal and the problem of false alarming for the data of the bank card are solved.

Description

technical field [0001] The invention relates to the technical field of bank card data processing, in particular to a bank card data monitoring and alarm technology applied to POS machines and online banking terminals, in particular to a bank card data monitoring and alarm system. Background technique [0002] In the prior art, the card reader of the bank card is often set on the POS machine or the ATM machine, and the online banking terminal collects the user's bank card information through the keyboard. POS machines, ATM machines or online banking terminals collect and process bank card data according to their own collection methods, and there is no data interaction between them. The disadvantage of the separated bank card data processing is that the bank card data processing errors in POS machines, ATM machines or online banking terminals cannot be found in time. Contents of the invention [0003] The invention provides a bank card data monitoring and alarm system to so...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F9/02
Inventor 黄再红林宏源方晖韦明伍敏李军战何建强许桂北
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA