Bluetooth mobile communication terminal and payment method

Abstract

The invention discloses a Bluetooth mobile communication terminal and a payment method. The Bluetooth mobile communication terminal comprises a collection account information receiving module, a payment information submitting module, a payment result receiving module and an electronic check payment module. By the embodiment, a collection account and a payment sum can be transmitted through Bluetooth; a payer executes on-line payment operation such as sending a password through a communication network such as a cellular network on a Bluetooth mobile communication terminal of the payer, so that a phenomenon that a user has to sweep a bank card on a point of sales (POS) machine terminal or the user inputs a password of the bank card on the POS machine terminal can be avoided, and the safety of a user account and the password is improved; and when the payer cannot execute on-line real-time payment through the Bluetooth mobile communication terminal because the Bluetooth mobile communication terminal is out of connection with a transaction system, an electronic check payment measure is supplied, so that the payment flexibility is improved, and the satisfaction of the payer and a payee is improved.

Description

technical field [0001] The invention relates to the field of bluetooth communication, in particular to a bluetooth mobile communication terminal and a payment method. Background technique [0002] Electronic payment is becoming increasingly popular due to its convenience. Bank cards including bank debit cards and credit cards and third-party payment institutions are playing an increasingly important role in transfer settlement. Users can use bank cards to use POS (Point Of Sales, point of sale) terminal (also known as point of sale terminal) to carry out relatively real-time and accurate settlement, eliminating the trouble of carrying and counting cash on site. However, there are transaction hidden dangers in the method for settlement by means of the POS terminal, because swiping the bank card on the POS terminal and manually inputting the password corresponding to the bank card will leave the account number of the bank card on the POS terminal. Password information can eas...

AI Technical Summary

Problems solved by technology

However, there are transaction hidden dangers in the method for settlement by means of the POS terminal, because swiping the bank card on the POS terminal and manually inputting the password corresponding to the bank card will leave the account number of the bank card on the POS terminal. Password information, which can easily lead to information leakage

Leakage of the above account and password information will pose a greater threat to the user's property security

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