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Method, device and system for secure electronic payment

An electronic payment and security technology, applied in the direction of electronic digital data processing, special data processing applications, instruments, etc., can solve problems such as security risks and theft of user account property, and achieve the effect of avoiding theft

Active Publication Date: 2016-05-04
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install counterfeit programs or illegally disassemble mobile devices to install eavesdropping devices, and mislead users through keyboards, cameras, etc. , voice, touch device, card reader, etc. to enter payment card number, user name, password and other information, and steal this information, and finally steal the property on the user account

Method used

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  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment

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Embodiment Construction

[0052]In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0053] In order to better explain the present invention, the applicant here first introduces the technical terms mentioned in the technical solution.

[0054] Application processor: The full name of the application processor is Multimedia Application Processor (Multimedia Application Processor), referred to as MAP. The application processor is a very large-scale integrated circuit that expands audio and video functions and dedicated interfaces on the basis of low-power CPUs. MAP (Application Processor) is produced along with smart phones. Ordinary mobile phones only have the functions of calling and sending and receiving short messages. It is more accurate to call it a voice compression wireless transceiver. However, in the present inventi...

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Abstract

The invention discloses a method, a device and a system of safe electronic payment. The method comprises the following steps that: S10, when a payment trade request sent by a trade request terminal is received, whether an anti-assembly device is triggered or not is detected; S210, if the fact that the anti-assembly device is triggered is detected, a safety indicating device is controlled to be converted into a danger indicating state, and a preset payment secret key and payment data are eliminated; S220, if the fact that the anti-assembly device is not triggered is detected, the preset payment secret key is obtained, and a trade request packet is sent to a bank server after the obtained payment secret key encrypts the trade request; after a corresponding trade response packet returned by the bank server is received, whether the corresponding trade response packet is legal or not is judged; if the corresponding trade response packet is legal, the safety indicating device is controlled to be converted into the safety indicating state, and the payment trade is allowed to proceed; and if the corresponding trade response packet is illegal, the safety indicating device is controlled to be converted into the danger indicating state, and the S10 is returned to.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method, device and system for secure electronic payment. Background technique [0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install eavesdropping devices by installing counterfeit programs or illegally dismantling mobile devices, misleading users through keyboards, cameras, etc. Input payment card number, user name, password and other information by means of , voice, touch device, card reader, etc., and steal this information, and finally steal the property on the user account. Contents of the invention [0003] The technical problem mainly solved by the present invention is to provide a method, device and system for secure electronic payment, so as to prevent criminals from illegally disassembling mobile devices and installing eavesdr...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F17/00
Inventor 林魁
Owner FUJIAN LANDI COMML EQUIP CO LTD