Data processing method and device based on instant messaging or social applications

Abstract

Adata processing methodis implemented in a system including a processor. The system receives a request for transferring amount from an initiating user client, where the request includes an initiating user identification and target information. The system obtainsa target user identification and an allotted amount of the target user identification based on the received request, wherein the allotted amount is smaller than or equal to a total amount corresponding to the target information. The systemencapsulates the target information and the allotted amount in a dialog message, and sending the dialog message to a message window of a target user client corresponding to the target user identification. The systemreceives a confirmation request from the target user for confirming the dialog message on the message window of the target user client, then subtracts a corresponding amount from a first account and adds the corresponding amount to a second account.

Description

technical field [0001] The present invention relates to the field of network technology, in particular to a data processing method and device based on instant messaging or social networking applications. Background technique [0002] With the development of network technology, network transactions are becoming more and more popular, and network transactions will inevitably involve the payment scenario of transferring value. For example, a service provider provides certain services or resources, and users pay with real or virtual currency in their personal accounts, or use points for exchange. [0003] With the diversification of payment scenarios, proxy payment has also become an emerging payment method. After purchasing a product, the payer will generate a payment target information page with the product target information, and transmit the payment target information page through the URL (Uniform / Universal Resource Locator, Uniform Resource Locator), and receive The payer...

AI Technical Summary

Problems solved by technology

[0004] In the existing payment process, the URL used for delivery is easy to be tampered with, and because different URLs can use exactly the same product name, the payer cannot distinguish whether the information of the payment object pointed to by the URL is real or not The information of the payment target object makes the security of the payment process very low, and the user's account security cannot be guaranteed

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