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Payment system based on electronic credential

A payment system and electronic voucher technology, applied in the Internet field, can solve the problems of imperfect transaction information integration and recording mechanism, imperfect delivery verification mechanism, and inability to fully realize intelligent and autonomous transaction of item transactions.

Inactive Publication Date: 2015-08-19
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is that in the above-mentioned prior art, the circulation of goods is restricted by a specific sales place, the transaction information integration and recording mechanism is not perfect, the logistics collection and delivery verification mechanism is not perfect, and the intelligentization of goods transaction cannot be fully realized. The problem of autonomous transactions, providing a payment system based on electronic vouchers

Method used

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  • Payment system based on electronic credential
  • Payment system based on electronic credential
  • Payment system based on electronic credential

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Embodiment approach

[0068] In addition, a sign-in module can also be set at the client terminal 4 to realize intelligent receipt of goods. There are two preferred implementation modes for the sign-in module, as follows:

[0069] Mode 1: the sign-in module includes a sign-in code issuing module, a sign-in code confirmation module, and a sign-in sending module, wherein: the sign-in code issuing module is used to communicate with the client terminal 4 to issue a sign-in code to the customer Terminal 4: the receipt code confirmation module is used to generate and confirm the receipt code to generate receipt information after the goods are moved to the destination and before the funds are unfrozen or transferred to the account of the owner of the goods, so that Determine the receipt of the goods; the receipt sending module is used to communicate with the payment system 1 and send the receipt information to the payment system 1 . This method can also be: the payment system 1 includes a delivery code is...

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PUM

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Abstract

The invention relates to Internet field and discloses a payment system based on a electronic credential. The payment system comprises a manufacturer, a payment system, a client and a logistic terminal; the manufacturer applies for ratification of the electronic credential to the payment system; the payment system issues the electronic credential; the client extracts the electronic credential and requests for payment amount to the payment system; the payment system converts to request state to the payment amount, and notifies the logistic terminal to transfer goods; the logistic terminal leads the goods to move to a destination; the payment system allocates the payment amount in request state to according account after receiving the goods receipt information, thereby,the limit of the specific marketing field is avoided, the transaction mode depending on the third party and electronic commerce platform is changed; the article can automatically realizes intelligentized transaction and high-efficient circulation on Internet depending on its self attributes; transaction mode centered on the goods comes into being without the limit of specific sales position and salers.

Description

technical field [0001] The invention relates to the field of the Internet, in particular to a payment system based on electronic certificates. Background technique [0002] With the breakthrough development of network, communication and information technology, e-commerce came into being and developed rapidly, changing people's life day by day and promoting the evolution of social business form. However, at present, the real economy as a whole is still outside the threshold of e-commerce, and items are mostly placed in physical stores in the form of physical objects, or placed in online stores in the form of pictures, forming a "store-based" sales model . The reputation, quality, and authenticity of the purchased items are mainly based on factors such as the size and reputation of the physical store or online store that are sold, and have little to do with the quality of the item itself and the manufacturer. For example, in real life, it is difficult for people to believe t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q20/12G06Q20/40
CPCG06Q20/02G06Q20/12G06Q20/102G06Q20/3821G06Q20/38215G06Q30/06G06Q30/018G06Q50/04
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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