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Enterprise risk assessment system based on a plurality of operating data

A risk assessment system and a variety of business technologies, applied in the field of enterprise risk assessment systems based on multiple business data, can solve the problems of small and medium-sized enterprises that are not applicable, and achieve the effect of improving accuracy and reducing the risk of loan cooperation

Inactive Publication Date: 2015-10-07
合肥智权信息科技有限公司
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Problems solved by technology

Therefore, traditional risk control software based on credible financial statements is not suitable for small and medium-sized enterprises

Method used

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  • Enterprise risk assessment system based on a plurality of operating data

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Embodiment Construction

[0022] refer to figure 1 , the present invention proposes an enterprise risk assessment system based on various business data, including: a data acquisition module, an industry information acquisition module, a data extraction module, a risk calculation module and a report generation module.

[0023] The data collection module is used to collect the operation data of the enterprise to be evaluated and store it in the preset data mirror area. The enterprise operation data includes ERP data, HR data and financial data. In this way, combining more comprehensive data as the basis of enterprise risk assessment can overcome the problem of low authenticity of financial data of enterprises, especially small and medium-sized enterprises, thereby improving the accuracy of enterprise risk assessment.

[0024] The industry information collection module is used to collect industry information and extract industry data according to the business scope of the enterprise. The credibility thre...

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Abstract

The present invention discloses an enterprise risk assessment system based on a plurality of operating data, comprising a data acquisition module, a data extraction module, a risk calculating module and a report generation module; wherein the data acquisition module is used for acquiring enterprise operating data to be assessed and storing the enterprise operating data to a preset data mirroring area, wherein the enterprise operating data comprises EPR data, HR data and financial data; the data extraction module is connected with the data acquisition module and is used for calling the enterprise operating data from the data mirroring area according to a preset data extraction model to perform processing, obtaining operation reference data, and marking each operation reference data with a trusted value Ai. According to the enterprise risk assessment system of the present invention, more comprehensive data such as the ERP data, the HR data and the financial data are combined to serve as the basis of enterprise risk assessment, thus the problem that enterprises, especially middle and small-sized enterprises, have low authenticity in financial data can be overcome, thereby improving accuracy of the enterprise risk assessment.

Description

technical field [0001] The invention relates to the technical field of enterprise risk assessment, in particular to an enterprise risk assessment system based on various business data. Background technique [0002] Many small and medium-sized enterprises in China have difficulty in financing and must obtain financing through mortgages and pledges. It is very necessary to establish a series of early warning software for small and medium-sized enterprises to assist financial institutions in making credit decisions and credit risk management for small and medium-sized enterprises. [0003] At present, the widely used enterprise risk assessment software uses the enterprise's financial statements as the basic data for evaluation. Based on these credible financial basic data, the enterprise's operating conditions are calculated through the risk control model. Due to the low quality of financial statements of SMEs, there are often inconsistencies between internal and external acco...

Claims

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Application Information

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IPC IPC(8): G06Q40/00
Inventor 徐荣静
Owner 合肥智权信息科技有限公司
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