QR code payment based mobile payment terminal, payment method and payment system

Abstract

The invention provides a QR code payment based mobile payment terminal, payment method and payment system and belongs to the technical field of mobile payment. The mobile payment terminal includes a QR code recognition module configured to recognizing a QR code through operating the QR code displayed by a mobile payment terminal. According to the invention, hardware requirements are lowered, QR code scanning environment requirements are removed and restrictions to scanning payment service due to objective elements such as QR code scanning environment, scanning hardware, scanning location and the like are removed.

Description

technical field [0001] The invention belongs to the technical field of mobile payment, and relates to a mobile payment terminal, a payment method and a payment system based on two-dimensional code payment. Background technique [0002] With the popularity of smart mobile terminals (such as smartphones), the use of two-dimensional code payment is becoming more and more popular; moreover, consumers enjoy and rely on the convenience brought by two-dimensional code payment, and a two-dimensional code payment has been widely formed. Code payment transaction payment habits. Therefore, in the current environment, merchants are also striving to meet the payment habits of consumers and users, and provide or install devices that can support two-dimensional code payment in terms of hardware. [0003] In the QR code payment process, the payment is generally realized by scanning the QR code. At present, there are mainly two scanning payment methods. The first is the QR code main scanni...

AI Technical Summary

Problems solved by technology

[0006] (2) There are hardware requirements for the mobile terminal that scans the code, for example, there must be a hardware device such as a camera;

[0007] (3) There are certain requirements for the scanning environment, such as lighting, the distance from the mobile terminal to the QR code, etc., and it takes a long time for the mobile terminal to focus and recognize the QR code

[0009] (1) It must have corresponding hardware to complete the scanning and recognition of the QR code displayed on the mobile terminal, such as scanning code scanning guns, cash register equipment and other scanning hardware equipment. Therefore, the hardware requirements are high and the merchants invest a lot;

[0010] (2) The acceptance location is fixed at the location of the code scanning hardware device, and the payment location cannot be transferred or remote payment cannot be performed

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