Vehicle damage assessment method and damage assessment client

Abstract

The invention discloses a vehicle damage assessment method and a damage assessment client. The method includes the steps of receiving input information of a user, the input information being information on the damage position of a vehicle; determining matched damage position part information and a handling mode according to the input information; and calculating the damage assessment valuation information according to the damage position part information and the handling mode. In the invention, specific damage information of the vehicle is determined conveniently and accurately at a mobile terminal so that standardized information can be transferred among different departments in the same organization and among different organizations, the efficiency of claim settlement of the damage assessment is improved, meanwhile, the tedious workload of manual input is reduced, and the problem of mistakes caused by the manual input is avoided.

Description

technical field [0001] The invention relates to the technical field of vehicle damage assessment, in particular to a vehicle damage assessment method and a vehicle damage assessment client. Background technique [0002] In recent years, the number of automobiles in my country is showing an accelerated growth trend, and the automobile insurance industry is also developing rapidly. In the auto insurance market, the determination of vehicle accident damage is a very important link. Under normal circumstances, when a traffic accident occurs to an insured vehicle, the insurance company will assign front-end surveyors and damage assessors to the scene or 4S shop to investigate and determine the damage, and cooperate with the back-end damage assessment personnel to complete the work of accident loss assessment and claim settlement. [0003] At present, as far as vehicle damage assessment is concerned at the current stage, the accident vehicle valuation and damage assessment system...

AI Technical Summary

Problems solved by technology

[0003] At present, for the current vehicle damage assessment, the accident vehicle valuation and damage assessment systems currently used by insurance companies and auto maintenance companies are mostly operated by computers and PCs, which cannot easily realize vehicle damage assessment.

[0004] At the same time, since the damage assessment is a work that requires the insurance company and the auto repair company to reach a consensus, and because the idioms, evaluation standards, personnel quality, and usable auxiliary tools are different in the damage assessment, the two parties are different, so It is difficult for the two parties to reach a consensus on the above issues, and there is a lack of fair auxiliary communication tools; and because China is the IWC market, the original factory has different ways of inquiring about parts, which makes it difficult to obtain parts information, which also affects the difficulty of assessing damages

[0005] Finally, at present, insurance companies and auto repair companies lack systematic and standardized operations, and there are a large number of manual input items, so a large amount of manpower is required in the background for risk verification

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