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Card safety certification payment system

A security authentication and payment system technology, applied in payment systems, payment architectures, payments involving neutral parties, etc., can solve problems such as hidden dangers, security risks, easy access to internal data, etc., to prevent simple copying, improve Security and reliability, the effect of improving security

Inactive Publication Date: 2017-11-07
YLZ INFORMATION TECH CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In this scheme, once the inherent information in the IC social security card is stolen by illegal personnel, the illegal personnel will directly input the stolen information into the server so that the server can identify it and carry out illegal transactions, so there are certain security risks
[0005] In addition, in the existing technology, the transaction terminal is generally used to authenticate the card. Since the encryption degree of the transaction terminal itself is not high, the internal data is easy to be obtained, so there is a certain risk in security.

Method used

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  • Card safety certification payment system

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Embodiment Construction

[0024] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0025] However, it cannot be guaranteed that the card reading action occurs when the medical payment transaction occurs. The technicians and system managers of transaction terminals and access systems have the opportunity to access historical user data and related card data in their own systems. These data can be used to illegally initiate me...

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Abstract

The invention provides a card safety certification payment system. The card safety certification payment system comprises a card, a transaction terminal and a payment platform. According to the card safety certification payment system provided in the invention, the card, the transaction terminal and the payment platform are tightly combined, the card can generate dynamic change information, a transaction random number is provided by the payment platform, the dynamic information generated by the card is taken as a judgment criterion, final certification operation is performed, the third-party payment platform is taken as a final certification party, payment safety and credibility are improved, internal information of the card is prevented from simple copying at the same time, and safety of payment using the card is further improved.

Description

technical field [0001] The invention relates to the field of card security transaction systems, in particular to a card security authentication payment system. Background technique [0002] The social security card complies with the safety regulations formulated by the Ministry of Human Resources, and the resident health card complies with the safety regulations issued by the National Health and Family Planning Commission. When the two are used, their own security systems can be used to verify the authenticity of the cards. [0003] However, the social security card and resident health card authentication systems in the prior art only have the functions of authentication and simple account settlement, and the application in the field of payment transactions rarely occurs. [0004] Patent CN 202694414, announced on January 23, 2013, provides an IC social security card payment information authentication system. However, the IC social security card in this system is only used t...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/02G06Q20/34
CPCG06Q20/02G06Q20/34G06Q20/401G06Q20/405G06Q20/409
Inventor 施建安
Owner YLZ INFORMATION TECH CO LTD
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