Secure bank card comprehensive prevention and control system on basis of big data application technology

Abstract

The invention relates to a secure bank card comprehensive prevention and control system on the basis of a big data application technology. The system comprises an ATM, a bank counter depositing and withdrawing system, a cloud risk prevention and control database for integrating big data information, an intelligent image recognition system for integrating image recognition functions and a card reading system which contains bank card physical characteristic scanning and recognition. Latest data of multiple organizations are integrated by the risk prevention and control database and comprises data of head portrait, fingerprints and irises and bank card physical characteristic data reserved by a bank; by means of the system, through a comprehensive detection means, a rule-breaking operator ora cloned bank card can be eliminated, and the suspect is locked in an operating chamber, so that the suspect operational process saving and evidence solidification are synchronously conducted. According to the system, through software and hardware upgrading and function extension, recognition of the cloned bank card and the card holder is achieved, and operation of withdrawing and transferring ofthe suspect is prevented in time, so that property loss of a large cheated population is avoided, the measure efficiency is extremely high, and criminal activities of bank card fraud and money laundering are effectively struck and frightened.

Description

technical field [0001] The invention relates to the field of financial security, in particular to a comprehensive security bank card prevention and control system based on big data application technology. Background technique [0002] Fraud and money laundering have become a major cancer that affects social financial security, social stability and social progress. For the criminal form of bank card fraud, the deceived unit or individual may lose money, and the deceived person or handler with weak psychological ability may even lose his life; and the harm of money laundering to the society is even greater. It is specifically reflected in the following aspects: First, money laundering provides convenience for criminals to hide and transfer illegal and criminal proceeds, provides further financial support for criminal activities, and encourages more serious and larger-scale criminal activities. The combination of money laundering and terrorist activities will also cause huge l...

AI Technical Summary

Problems solved by technology

Second, money laundering activities weaken the effect of the country's macroeconomic regulation and control, seriously endangering the healthy development of the economy

Third, money laundering encourages and breeds corruption, corrupts the social atmosphere, corrodes the national body, leads to social injustice, and tarnishes the country's reputation

Fourth, money laundering activities damage the legitimate rights and interests of legitimate economies, disrupt the micro-competitive environment of the market, and damage the effective operation of market mechanisms and fair competition

Fifth, money laundering activities cause irregularities in the flow of funds, which affect the financial market and lead to market fluctuations and instability

Sixth, money laundering activities undermine the foundation of sound operations of financial institutions and increase the legal and operational risks of financial institutions

[0004] In addition, criminals will quickly flee the scene after withdrawing cash / transfer from ATM machines or bank counters, and it is extremely difficult to pursue them afterwards. For this reason, the public security organs need to initiate a series of corresponding procedures and consume a lot of manpower and material resources to arrest them. The difficulty of catching criminals and the cost of solving cases

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