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Method and system for processing factoring information based on blockchain

An information processing method and block chain technology, applied in the field of block chain-based factoring information processing methods and systems, can solve problems such as the difficulty of mutual recognition of information, improve the efficiency of fund settlement, improve work efficiency, and ensure that it cannot be tampered with Effect

Inactive Publication Date: 2018-06-05
CHINA CHAIN TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Therefore, the technical problem to be solved by the present invention is to overcome the difficulties in information mutual recognition among parties involved in the factoring business in the prior art, so as to provide a method and system for processing factoring information based on blockchain

Method used

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  • Method and system for processing factoring information based on blockchain
  • Method and system for processing factoring information based on blockchain
  • Method and system for processing factoring information based on blockchain

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Experimental program
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Embodiment 1

[0026] The embodiment of the present invention provides a block chain-based factoring information processing method, such as figure 1 As shown, it includes the following steps:

[0027] Step S1: Receive the factoring request sent by the user.

[0028] Factoring business provides enterprises with trade financing, sales account management, customer credit investigation and evaluation, accounts receivable management and collection, credit risk guarantee and other services. Factoring business is a comprehensive financial service that integrates accounts receivable collection, management, bad debt guarantee and financing on the premise that creditors transfer their accounts receivable. The creditor transfers its accounts receivable to a factoring institution, and the factoring institution provides it with at least one of the following services, which is the factoring business:

[0029] 1. Collection of accounts receivable: According to the due date of accounts receivable, the fac...

Embodiment 2

[0055] The embodiment of the present invention provides a blockchain-based factoring information processing system, such as Figure 6 As shown, the factoring information processing system includes: a contract module 1 , an endorsement verification module 2 and a factoring execution module 3 . Among them, the contract module 1 is used to receive the factoring request sent by the user, and form the corresponding factoring smart contract according to the factoring request, and identify the user information related to the factoring smart contract on the blockchain. For details, please refer to step S1 - as described in step S3. The endorsement verification module 2 is used to verify the endorsement of the factoring smart contract through the endorsement verification node corresponding to the user information on the blockchain. For details, please refer to step S4. The factoring execution module 3 is used to change the ownership information corresponding to the factoring request t...

Embodiment 3

[0057] An embodiment of the present invention provides a non-transitory computer-readable storage medium, the computer-executable instruction is stored in the computer-executable instruction, and the computer-executable instruction can execute the blockchain-based factoring information in any of the above method embodiments Approach. Wherein, the storage medium can be a magnetic disk, an optical disk, a read-only memory (Read-Only Memory, ROM), a random access memory (Random Access Memory, RAM), a flash memory (Flash Memory), a hard disk (Hard Disk Drive) , abbreviation: HDD) or a solid-state hard drive (Solid-State Drive, SSD), etc.; the storage medium may also include a combination of the above-mentioned types of memory.

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Abstract

The invention provides a method and a system for processing factoring information based on a blockchain. The method for processing the factoring information comprises the following steps: receiving afactoring request transmitted by a user; forming a corresponding factoring smart contract according to the factoring request; identifying user information related to the factoring smart contract on the blockchain; carrying out endorsement verification on the factoring smart contract by an endorsement verification node corresponding to the user information, on the blockchain; when the factoring smart contract passes the endorsement verification, changing ownership information corresponding to the factoring request by the factoring smart contract. The method and the system for processing the factoring information based on the blockchain, provided by the invention, provide fidelity and traceability of service data for all parties participating in factoring service by applying the characteristics of non-deletability, temper resistance, multi-maintenance, account book sharing and the like of blockchain data. Besides, the fulfillment of factoring service is finished by the factoring smart contract, service data cannot be tempered, and the difficulty of information mutual recognition of all the parties participating in the factoring service in the prior art is overcome.

Description

technical field [0001] The invention relates to the technical field of e-commerce, in particular to a block chain-based factoring information processing method and system. Background technique [0002] Commercial factoring provides enterprises with trade financing, sales account management, customer credit investigation and evaluation, accounts receivable management and collection, credit risk guarantee and other services. At present, in the process of carrying out the factoring business, in the process of information interaction between the parties involved in the factoring business, the confirmation of the authenticity of the business documents, the operating status of the participants and other information requires complex procedures and high confidence costs. The existing technical solution is usually that the business participants use different business systems, and the parties to the information recognize each other. They need to review and confirm the authenticity of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q40/04
CPCG06Q30/0609G06Q40/04
Inventor 卢亦斌路成业
Owner CHINA CHAIN TECH CO LTD
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