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Method and device for automatic press-for-payment of cost

A fee-based, automatic technology, applied in the field of electronic information, can solve the problem of low efficiency in recovering labor costs, and achieve the effect of improving efficiency and accuracy.

Inactive Publication Date: 2018-08-10
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] This application provides a method and device for automatic fee recovery, with the purpose of solving the problem of low efficiency of manual fee recovery

Method used

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  • Method and device for automatic press-for-payment of cost
  • Method and device for automatic press-for-payment of cost
  • Method and device for automatic press-for-payment of cost

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Embodiment Construction

[0062] The fee recovery method and device provided in this application should start an automatic fee recovery process in the banking system for the scene where the bank system fails to deduct fees, so as to improve the efficiency of fee recovery.

[0063] The technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0064] figure 1 A method for automatic payment of fees disclosed in the embodiment of this application includes the following steps:

[0065] S101: Generate fee recovery information in the case of fee de...

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Abstract

The invention provides a method and device for automatic press-for-payment of cost. When the deduction of cost fails, the method comprises the steps: generating cost press-for-payment information; obtaining cost press-for-payment preset parameters, and carrying out the cost press-for-payment operation automatically according to the preset parameters and cost press-for-payment information. When thededuction of cost succeeds, the method comprises the step: carrying out the reversing of the cost press-for-payment. Compared with a mode of manual cost press-for-payment, the method greatly improvesthe efficiency, and the reversing operation is carried out after the successful cost press-for-payment, thereby improving the correct rate.

Description

technical field [0001] The present application relates to the field of electronic information, in particular to a method and device for automatically recovering fees. Background technique [0002] In the banking business, there are many scenarios where the user’s account is deducted, such as the loan repayment scenario. On a fixed date every month, the principal and interest that the user should repay this month are deducted from the contracted customers of the account. [0003] On the other hand, when the balance in the user's account is insufficient, the fee deduction fails. At present, after the fee deduction fails, a collection list is usually generated, and the fees are recovered manually (ie, bank staff). [0004] In practice, there is a problem of low efficiency in the way of manual cost recovery. Contents of the invention [0005] The present application provides a method and device for automatic fee collection, aiming at solving the problem of low efficiency of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 王海滨梁景辉
Owner BANK OF CHINA