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Payment card binding method and device, payment card trust evaluation method and device, and electronic equipment

A payment card and payment request technology, which is applied in the payment system, payment system structure, data processing application, etc., can solve the problems of high order drop rate and cumbersome verification methods, and simplify the binding process and new card binding Process, effect of reducing payment risk

Active Publication Date: 2018-08-14
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] However, the verification methods of these two verification methods are relatively cumbersome, and the user's order loss rate (probability of giving up card binding and payment) is relatively high

Method used

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  • Payment card binding method and device, payment card trust evaluation method and device, and electronic equipment
  • Payment card binding method and device, payment card trust evaluation method and device, and electronic equipment
  • Payment card binding method and device, payment card trust evaluation method and device, and electronic equipment

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Embodiment Construction

[0052] The embodiments of the application provide a payment card binding method, trust evaluation method, device and electronic equipment.

[0053] In order to enable those skilled in the art to better understand the technical solutions in this application, the following will clearly and completely describe the technical solutions in the embodiments of this application with reference to the drawings in the embodiments of this application. Obviously, the described The embodiments are only a part of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by those of ordinary skill in the art without creative work should fall within the protection scope of this application.

[0054] figure 1 It is a flowchart of a payment card binding method according to an embodiment of the present application. figure 1 The method can be applied to payment server, such as e-wallet server, Alipay system s...

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Abstract

The invention discloses a payment card binding method and device, a payment card trust evaluation method and device, and electronic equipment. The method comprises the following steps that: on the basis of a payment card binding request sent on the basis of a payment client side, sending a first payment request to a payment ecological system; when payment is successful, on the basis of at least one of the equipment data, the environment data and the account data of the payment client side, determining trust evaluation parameters corresponding to the payment card and the payment client side; and on the basis of the trust evaluation parameter, carrying out binding setting on the client of the payment client side and the payment card, wherein the trust evaluation parameter is used for determining a payment limit restriction.

Description

Technical field [0001] This application relates to the field of computer software technology, and in particular to a payment card binding method, trust evaluation method, device and electronic equipment. Background technique [0002] When users use digital wallets to make payments, they often need to bind more than one payment card. [0003] When users bind a new payment card to a digital wallet, most of the authentication methods currently used are 3-D Secure and Micro Charge. [0004] 3-D Secure: The authentication process based on the three-domain model, the three domains include the Acquirer Domain, the Issuer Domain, and the Interoperability Domain. [0005] Micro Charge: The digital wallet makes random small payments to the user's credit card. Please check whether the user knows the amount used for authentication. [0006] However, the verification methods of these two verification methods are relatively complicated, and the user's order drop rate (the probability of giving up ca...

Claims

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Application Information

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IPC IPC(8): G06Q20/36G06Q20/10G06Q20/40
CPCG06Q20/105G06Q20/367G06Q20/409G06Q20/405G06Q20/4016G06Q20/34G06Q20/3224
Inventor 朱金标
Owner ADVANCED NEW TECH CO LTD