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Payment method, device, server, payment terminal and computer readable medium

A payment terminal and payment device technology, applied in the fields of servers, payment methods, computer-readable media, and devices, can solve problems such as inconvenience, and achieve the effect of improving user experience.

Active Publication Date: 2021-05-07
海南欧珀通讯科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When using a POS terminal to pay, the user needs to carry a bank card and swipe the card for consumption, while for mobile payment, the user needs to use the mobile phone, and the merchant scans the payment QR code displayed on the mobile phone or the user uses the mobile phone to scan the merchant's payment QR code to complete the payment. Users need to carry a bank card or mobile phone to complete the payment, which is not convenient

Method used

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  • Payment method, device, server, payment terminal and computer readable medium
  • Payment method, device, server, payment terminal and computer readable medium
  • Payment method, device, server, payment terminal and computer readable medium

Examples

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Embodiment Construction

[0029] The following will clearly and completely describe the technical solutions in the embodiments of the present application with reference to the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, not all of them. The components of the embodiments of the application generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations. Accordingly, the following detailed description of the embodiments of the application provided in the accompanying drawings is not intended to limit the scope of the claimed application, but merely represents selected embodiments of the application. Based on the embodiments of the present application, all other embodiments obtained by those skilled in the art without making creative efforts belong to the scope of protection of the present application.

[0030] It should ...

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PUM

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Abstract

The embodiment of the present application discloses a payment method, device, server, payment terminal, and computer-readable medium, which belong to the field of payment. Collecting by the terminal; determining the target payment account corresponding to the identity information; deducting the payment amount from the account balance of the target payment account to complete the payment. Users do not need to carry bank cards or mobile phones, and can complete consumption by entering identity information, which improves user experience.

Description

technical field [0001] The present application relates to the field of payment, and more specifically, to a payment method, device, server, payment terminal and computer-readable medium. Background technique [0002] The current non-cash payment system includes two kinds of POS terminals and mobile payment. When using a POS terminal to pay, the user needs to carry a bank card and swipe the card for consumption, while for mobile payment, the user needs to use the mobile phone, and the merchant scans the payment QR code displayed on the mobile phone or the user uses the mobile phone to scan the merchant's payment QR code to complete the payment. Users need to carry a bank card or mobile phone to complete the payment, which is not very convenient. Contents of the invention [0003] The present application proposes a payment method, device, server, payment terminal and computer-readable medium to improve the above-mentioned defects. [0004] In the first aspect, the embodime...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/4014G06Q20/405
Inventor 李辉
Owner 海南欧珀通讯科技有限公司