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Payment method and device, server and storage medium

A technology of server and payment code, which is applied in the field of memory, storage medium, payment method, and device, can solve problems such as poor user experience and slow verification process, and achieve the effect of improving user experience and speeding up payment verification speed

Inactive Publication Date: 2018-10-09
GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The current mobile payment method generally verifies the password set by the user and completes the payment after the verification is successful, but the verification process is slow, resulting in poor user experience

Method used

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  • Payment method and device, server and storage medium
  • Payment method and device, server and storage medium
  • Payment method and device, server and storage medium

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0024] see figure 2 , figure 2 It shows a schematic flow diagram of the payment method provided by the first embodiment of the present application. The payment method is used to obtain and judge the payment scenario performed by the user, and perform different levels of verification based on the judgment result, thereby speeding up the payment verification speed. Improve user experience. In a specific embodiment, the payment method is applied to such as Figure 6 The payment device 400 shown and the server 200 configured with the payment device 400 ( Figure 8 ). The following will target figure 2 The flow shown is described in detail, and the method may specifically include the following steps:

[0025] Step S110: When the mobile terminal scans the target payment code for payment, the server obtains the current payment scene corresponding to the target payment code.

[0026] As a method, when the user makes mobile payment through the mobile terminal, the payment code...

no. 2 example

[0040] see image 3 , image 3 A schematic flow chart of the payment method provided by the second embodiment of the present application is shown. The following will target image 3 The flow shown is described in detail, and the method may specifically include the following steps:

[0041] Step S210: When the mobile terminal scans the target payment code for payment, the server obtains the current payment scene corresponding to the target payment code.

[0042] Step S220: Obtain historical payment scenarios in which the mobile terminal scans the target payment code for payment, wherein the historical payment scenarios include all payment scenarios before the current payment scenario.

[0043] In this embodiment, the historical payment scenarios where the mobile terminal scans the payment code on the target payment code are acquired, wherein the historical payment scenarios include all payment scenarios before the current payment scenario. As a method, each time the mobile ...

no. 3 example

[0069] see Figure 6 , Figure 6 A block diagram of the payment device 400 provided by the third embodiment is shown. The following will target Figure 6 The block diagram shown is illustrated, the payment device 400 includes: a current payment scene acquisition module 410, a current payment scene judgment module 420, a feature data to be verified determination module 430, and a payment verification module 440, wherein:

[0070] The current payment scene acquiring module 410 is configured to, when the mobile terminal scans the target payment code for payment, the server acquires the current payment scene corresponding to the target payment code.

[0071] The current payment scenario judging module 420 is configured to judge whether the current payment scenario conforms to a preset payment scenario.

[0072] The characteristic data to be verified determining module 430 is configured to determine the characteristic data to be verified according to the current payment scenario...

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Abstract

The embodiment of the invention discloses a payment method and device, a server and a storage medium, and relates to the technical field of mobile payment. The method comprises the steps that when a mobile terminal carries out code scanning payment on a target payment code, the server acquires a current payment scenario corresponding to the target payment code and determines whether the current payment scenario meets a preset payment scenario; if the current payment scenario meets the preset payment scenario, feature data to be verified are determined according to the current payment scenario;and the feature data to be verified are sent to the mobile terminal to instruct the mobile terminal to perform payment verification based on the feature data to be verified. According to the paymentmethod and device, the server and the storage medium, the payment scenario of the user is acquired and judged; different levels of verification is carried out based on the judgement result; the payment verification speed is accelerated; and the user experience is improved.

Description

technical field [0001] The present application relates to the technical field of mobile payment, and more specifically, to a payment method, device, memory and storage medium. Background technique [0002] With the development of mobile terminals and the popularization of mobile payment, more and more users pay various fees through mobile payment. The current mobile payment method is generally to verify the password set by the user, and complete the payment after the verification is successful, but the verification process is slow, resulting in poor user experience. Contents of the invention [0003] In view of the above problems, this application proposes a payment method, device, memory and storage medium. By acquiring and judging the payment scenarios performed by the user, different levels of verification are performed based on the judgment results, which speeds up the payment verification speed and improves user experience. . [0004] In the first aspect, the embodi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/401
Inventor 廖新风
Owner GUANGDONG OPPO MOBILE TELECOMM CORP LTD
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