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NFC payment method and terminal

A terminal and terminal sending technology, applied in payment architecture, data processing applications, instruments, etc., can solve problems such as cumbersome operations

Pending Publication Date: 2018-10-23
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides an NFC payment method and terminal to solve the problem of cumbersome operations in the prior art when using a third-party payment application for payment

Method used

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  • NFC payment method and terminal
  • NFC payment method and terminal
  • NFC payment method and terminal

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Embodiment Construction

[0090] Near Field Communication (Near Field Communication, NFC) is a short-distance wireless connection technology based on Radio Frequency Identification (RFID) technology. NFC technology uses radio frequency field sensing to realize short-distance communication of NFC terminals. Two NFC terminals can exchange information, content and transactions quickly, safely and contactlessly by touching or approaching each other.

[0091] Specifically, the working modes of the NFC terminal can be divided into three types: 1. Peer-to-Peer (P2P), which is specifically applied to business card sharing, web page sharing and other scenarios. 2. Card Emulation (CE), which is specifically used in mobile payment or identity verification scenarios such as bank cards, transportation cards, membership cards, coupons, and ID cards. 3. Reader / Writer mode (Reader / Writer, R / W), which is specifically used for mobile payment or identity verification scenarios such as bank card point of sale terminals (P...

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PUM

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Abstract

An NFC payment method and a terminal relate to the technical field of a terminal and aims to settle a problem of tedious operation in using a third-party payment application for payment in prior art.The NFC payment method comprises the steps of displaying at least one third-party payment application (401) by a first terminal (1200,1300,1400) according to a preset triggering condition; determiningone in at least one third-party payment application as a target third-party payment application (402) by the first terminal (1200,1300,1400) and performing interaction with a second terminal (1500,1600,1700) through the target third-party payment application for finishing NFC payment (403). The method is applied in a payment process by a user by means of terminals such as mobile phone.

Description

technical field [0001] The present application relates to the technical field of terminals, in particular to an NFC payment method and a terminal. Background technique [0002] With the development of Internet finance, payment by users through applications (applications, APPs) installed on terminals has been widely used. [0003] Common APPs include third-party payment applications such as WeChat Pay and Alipay. When using a third-party payment application to pay, one implementation solution is: the payer terminal scans the QR code provided by the payee or the payee terminal scans the QR code provided by the payer, and then the terminal that scans the QR code sends the QR code The content carried in the code is sent to the server for verification, and the payment is made after the verification is successful. [0004] refer to figure 1 , taking the example that the user uses the mobile phone to pay via Alipay, the user needs to open the Alipay application on the home page ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G07G1/12
CPCG06Q20/3278G07G1/12G06Q20/3224G06Q20/40145G06Q20/204G06Q20/326G06Q20/352G06Q20/0855G06Q20/20G06Q20/322
Inventor 丁建新赵晓娜常新苗梅敬青
Owner HUAWEI TECH CO LTD