Blockchain-based debt collection method, device and computer-readable storage medium

Abstract

The invention discloses a blockchain-based debt collection method, equipment and computer-readable storage medium. The method includes the steps of: after a collection system receives overdue data sent by a big data platform, detecting whether the overdue data conforms to preset data Risk rules; if the overdue data complies with the risk rules, obtain the overdue user's certificate data corresponding to the overdue data from the blockchain node corresponding to the certificate deposit system, and generate arbitration content according to the certificate data and overdue data to trigger the arbitration request , and send the arbitration request to the arbitration system to detect whether the arbitration request sent by the arbitration system is received, corresponding to the first notification message that the arbitration case is completed and the arbitration applicant is in the winning state; when the first notification message is received, the debt is triggered. Collection requests, and execution of debt collection requests. The invention reduces manual intervention in the arbitration process, shortens the time-consuming of loan collection through arbitration, and improves the efficiency of loan collection through arbitration.

Description

technical field [0001] The present invention relates to the technical field of debt collection, and in particular, to a blockchain-based debt collection method, device and computer-readable storage medium. Background technique [0002] With the continuous development of Internet finance, from the perspective of the sound development of banking business, higher and higher requirements and challenges have been put forward for loan business. Post-loan risk management is an important part of credit risk management and an important means to prevent and resolve credit risks. Legal collection is a stage in the loan recovery process. At this stage, the corresponding case of loan recovery will be handed over to the legal counsel, and the corresponding legal counsel will take offline actions to recover the loan. One of the methods of legal collection is arbitration. The existing arbitration process is based on the traditional principle of “whoever claims should present evidence”, suc...

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide a blockchain-based debt collection method, equipment, and computer-readable storage medium, aiming to solve the technical problems of the existing loan collection methods that take a long time and have low collection efficiency

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