Internet financial platform credit risk monitoring radar software system

A risk monitoring and Internet technology, applied in the field of credit risk monitoring radar software system of the Internet financial platform, can solve the problems of investor investment asset loss, deterioration of financial investment environment, investor panic, etc.

Inactive Publication Date: 2019-03-08
HARBIN INST OF TECH +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Shareholders running away will not only cause huge losses of investors’ investment assets and worsen my country’s financial investment environment, but also easily cause investor panic, platform dishonesty, and even social turmoil

Method used

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  • Internet financial platform credit risk monitoring radar software system
  • Internet financial platform credit risk monitoring radar software system

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Embodiment Construction

[0012] Below in conjunction with accompanying drawing and specific embodiment the present invention will be described in further detail:

[0013] Such as figure 1 , figure 2 As shown: the present invention provides a credit risk monitoring radar software system for an Internet financial platform, including a shareholder change frequency indicator module, a legal person change frequency indicator module, an executive change frequency indicator module, a legal person involved in civil litigation frequency indicator module, and an operator's operating history. Other issues The platform indicator module uses the indicators of these five modules as the five corners of a regular pentagon to establish a radar chart of five risk dimension indicators, specifically by sequentially connecting the corners of the regular pentagon and the center of the pentagon , and mark the scale on the line segment, mark the index scores of each index module on their respective line segments, and then ...

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Abstract

The invention relates to the field of financial risk monitoring, in particular to an Internet financial platform credit risk monitoring radar software system. The system includes a shareholder changenumber indicator module, a legal person change times index module, a top management change frequency indicator module, a legal persons involved in the number of civil proceedings index module as wellas an operator operating other issues platform index module. The radar chart displays the indexes of the index modules by the angles of the regular pentagon, connects the angles of the regular pentagon and the centers of the pentagon in turn, marks the scales on the line segments, marks the index scores of the index modules on the respective line segments, and then connects the score points of thefive index modules to form another pentagon inside the regular pentagon. The software system adopting the technical proposal of the invention can intuitively compare the risk magnitude of each platform through the area of the marked pentagon.

Description

technical field [0001] The invention relates to the field of financial risk monitoring, in particular to an Internet financial platform credit risk monitoring radar software system. Background technique [0002] After ten years of development of my country's Internet finance, the risks of Internet financial enterprises have gradually exploded, and the number of problematic platforms has continued to increase, especially the two types of platforms of P2P network lending and Internet asset management. In the specific circumstances of these Internet financial platform problem incidents, there is no shortage of shareholders running away with money involving a large number of platforms. Shareholders running away will not only cause huge losses of investors' investment assets and worsen my country's financial investment environment, but also easily cause investor panic, platform dishonesty, and even social unrest. The essence and root cause of shareholders running away is that sh...

Claims

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Application Information

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IPC IPC(8): G06Q40/06
CPCG06Q40/06
Inventor 广昆程贺敏徐小磊吴震郭海凤
Owner HARBIN INST OF TECH
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