Contract intention judgement method and apparatus, computer apparatus, and storage medium

Abstract

The present application relates to the field of natural language processing technology and provides a contract intention judgement method and apparatus, a computer apparatus, and a storage medium. Themethod comprises the following steps of: acquiring voice data from a terminal; obtaining a speech text by performing speech recognition of speech data, extracting keywords from speech text, matchingthe extracted keywords with preset keywords corresponding to preset text, and obtaining text matching score; extracting the speech feature vector from the speech data, and inputting the extracted speech feature vector into the trained fraud risk prediction model to obtain the fraud risk coefficient value; acquiring image data from a terminal, performing face recognition on the acquired image datato obtain a face recognition score; acquiring scene identifiers corresponding to the current business scenario, and acquiring corresponding target audit rules according to the scene identifiers; according to the text matching score, fraud risk coefficient value, face recognition score and target audit rule, judging the intent to sign the contract.

Description

technical field [0001] The present application relates to the technical field of natural language processing, in particular to a method, device, computer equipment and storage medium for judging the intention to sign a contract. Background technique [0002] In modern society, there are many scenarios that require contracting. When handling insurance business, loan business, and leasing business, it is necessary to sign contracts with insurance companies and leasing companies. [0003] In traditional technology, there is often a lack of dual recording services before signing a contract. In response to regulatory requirements, a large number of signing scenarios now need to add video and voice dual recording functions, but the current dual recording materials often require subsequent manual review and verification to determine the signing intention of the signatory, which is not only inefficient but also not accurate. Contents of the invention [0004] Based on this, it is...

AI Technical Summary

Problems solved by technology

In response to regulatory requirements, a large number of signing scenarios now need to add video and voice double recording functions, but the current double recording materials often require subsequent manual review and verification to determine the signing intention of the signatory, which is not only inefficient but also not accurate.

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