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Method, device and equipment for preventing insurance premium from being deducted repeatedly and readable storage medium

A premium and withholding technology, applied in instruments, finance, data processing applications, etc., can solve the problems of repeated payment and bank repeated payment, and achieve the effect of avoiding repeated payment and improving user experience.

Active Publication Date: 2019-04-02
TAIKANG LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, since the customer's active payment and the insurance core system sending the offer data to the bank and deducting the premium through the bank are two independent operations, it is possible that the two are activated at the same time, resulting in the successful active payment of the customer and the bank also receiving The payment was deducted due to the offer data, and there was a problem of repeated payment
[0004] How to avoid the problem of repeated payment caused by the bank receiving the offer data when the customer voluntarily pays the insurance premium

Method used

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  • Method, device and equipment for preventing insurance premium from being deducted repeatedly and readable storage medium
  • Method, device and equipment for preventing insurance premium from being deducted repeatedly and readable storage medium
  • Method, device and equipment for preventing insurance premium from being deducted repeatedly and readable storage medium

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Embodiment Construction

[0026] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and fully convey the concept of example embodiments to those skilled in the art. The drawings are merely schematic illustrations of the invention and are not necessarily drawn to scale. The same reference numerals in the drawings denote the same or similar parts, and thus repeated descriptions thereof will be omitted.

[0027] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the invention. However, those skilled in the art will appreciate...

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Abstract

The invention discloses a method, device and equipment for preventing insurance premium from being deducted repeatedly and a readable storage medium. The method comprises the steps that when an insurance policy payment request sent by a client through a client application is received, determining whether insurance policy payment information is pushed to a bank currently or not; if the insurance policy information of the insurance policy to be paid is not pushed to the bank currently, determining whether the insurance policy information of the insurance policy to be paid is pushed to the bank;if the insurance policy information of the to-be-paid insurance policy is not pushed to the bank, a non-deduction insurance policy data table is generated, and whether insurance premium payment information is pushed to the bank currently or not is determined again; if the insurance policy payment information is pushed to the bank at present, after the insurance policy payment information is pushedto the bank, determining whether the insurance policy information of the insurance policy to be paid is pushed to the bank again; and if the insurance policy information of the to-be-paid insurance policy is not pushed to the bank, performing insurance policy payment operation on the to-be-paid insurance policy. The method can prevent insurance premium from being deducted repeatedly, and the userexperience is improved.

Description

technical field [0001] The present invention relates to the technical field of computer applications, in particular to a method, device, equipment and readable storage medium for preventing repeated withholding of insurance premiums. Background technique [0002] The traditional insurance core system will generate corresponding call data for the insurance policies on the premium due date, and generate offer data sent to the bank based on these call data every day. After the bank receives the offer data sent by the insurance company, it will withhold the customer's premium to the premium account of the insurance company. [0003] However, with the development of mobile Internet technology and the popularization of mobile client applications, customers are becoming more and more accustomed to using mobile client applications to actively pay for their insurance policies. However, since the customer's active payment and the insurance core system sending the offer data to the ba...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 沈仁文
Owner TAIKANG LIFE INSURANCE CO LTD
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