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Fund account financial processing method and device, computer device and storage medium

A processing method and processing device technology, applied in the computer field, can solve problems such as single system processing method, low manual processing efficiency, and merchant timeout

Inactive Publication Date: 2019-04-16
深圳市快付通金融网络科技服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The efficiency of manual processing is low and there is lag; the system processing method is single and one-sided, and cannot be adjusted. When the transaction volume is large, the merchant's transaction will time out, etc.

Method used

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  • Fund account financial processing method and device, computer device and storage medium
  • Fund account financial processing method and device, computer device and storage medium
  • Fund account financial processing method and device, computer device and storage medium

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Embodiment Construction

[0025] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0026] figure 1 It shows a fund account accounting processing method provided by an embodiment of the present invention, wherein the method includes the following steps:

[0027] Step S101, receiving a collection or payment transaction initiated by the service platform.

[0028] In the embodiment of the present invention, the data of the collection or payment transaction initiated by the business platform is first received. The collection or payment transaction involves various accounts, such as internal accounts, hot accounts, etc., wherein the transaction frequency of the hot accounts Relativel...

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Abstract

The invention is applicable to the field of computers, and provides a fund account financial processing method and device, a computer device and a storage medium. The method comprises the following steps: receiving a collection or payment transaction initiated by a business platform; storing the collection or payment-for-another transaction and initiating collection or payment-for-another; after the collection or payment transaction succeeds, a to-be-processed fund record is generated, and an account and an account are separated out; account processing is carried out on the collection or payment transaction according to a preset account processing rule; And modifying the account balance according to the account processing result. According to the embodiment of the invention, by utilizing the fund account financial processing method, different fund processing modes are adopted for different businesses, so that a large amount of fund transactions are prevented from being processed in thesame time period, the business bottleneck caused by a high-frequency transaction account to a transaction processing system is eliminated, and the system transaction throughput is effectively improved.

Description

technical field [0001] The invention belongs to the field of computers, and in particular relates to a fund account accounting processing method, device, computer equipment and storage medium. Background technique [0002] A hotspot account is an account in the system that is frequently used for fund in and out operations, and frequently locks and unlocks. At present, the capital account processing mainly adopts the database for update lock mechanism, and the capital account is operated serially. However, for merchants with high-frequency transactions, it will become the main bottleneck for the improvement of system transaction throughput, which is far from meeting the needs of merchants. [0003] In order to solve the above problems, there are mainly two ways of manual processing and system processing. Manual processing is inefficient and lagging; the system processing method is single and one-sided, and cannot be adjusted. When the transaction volume is large, merchant tr...

Claims

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Application Information

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IPC IPC(8): G06Q20/22G06Q20/38G06Q40/04
CPCG06Q20/22G06Q20/38G06Q40/04
Inventor 夏志强秦欣
Owner 深圳市快付通金融网络科技服务有限公司
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