Business processing method and system of financial terminal and financial terminal

Abstract

The invention provides a service processing method and system of a financial terminal and the financial terminal. The service processing method comprises the following steps of judging whether the current service is a card service or not; if the service is a card service, detecting whether a card exists in a card reader of the financial terminal or not; and if the card reader of the financial terminal has no card, terminating the service. The invention provides the service processing method of the financial terminal. According to the method and the device, whether the card exists in the card reader of the financial terminal or not is detected under the condition that the current service is the card existence service, and the current service is terminated when no card exists in the card reader of the financial terminal, so that the phenomenon that the financial terminal continuously runs the account service of the bank card after the bank card abnormally exits and is taken away by a user is avoided, and the fund safety of the user is ensured.

Description

technical field [0001] The present invention relates to the technical field of financial self-service terminals, in particular to a financial terminal business processing method and system, and a financial terminal. Background technique [0002] CRS (Cash Recycling System, automatic cyclic deposit and withdrawal machine), also known as automatic deposit and withdrawal machine, is a highly sophisticated mechatronics device. CRS uses magnetic card code cards or smart cards to realize self-service financial transactions, replacing the work of bank counter staff; it can withdraw cash, make cash deposits, check account balances, and transfer funds between accounts. Cardholders can use credit cards or debit cards on ATMs to handle automatic withdrawals, balance inquiries, transfers, cash deposits, and password changes based on passwords. [0003] At present, with the rapid increase in the number of CRS, there are more and more accounting problems in self-service, especially the p...

AI Technical Summary

Problems solved by technology

At present, a relatively common fault that causes accounting problems is: during the withdrawal process, the card reader sends out a card withdrawal event due to various reasons, but the self-service software process does not respond to the event in time due to being busy, or ignores the event due to timeout. This event, or due to software design flaws, did not receive the card return event sent by the card reader, which may cause the user to think that the service has been terminated, take the card and leave the self-service device, but in fact the user is still running on the CRS It is very likely that other personnel will continue to carry out business operations such as withdrawals or transfers, resulting in the withdrawal of funds in the user's account by other personnel, which will bring great risks to the security of the user's funds

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