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A financial self-service terminal, a business processing method thereof and a computer readable storage medium

A business processing and financial self-service technology, applied in finance, computing, data processing applications, etc., can solve problems such as increasing user operation time, reducing user satisfaction with services, and affecting user experience, saving operation time and reducing accounting. Effects of the possibility of disputes

Pending Publication Date: 2019-05-07
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The above situation increases the user's operating time, affects the user's experience, reduces the user's satisfaction with the service, and is more likely to cause account disputes

Method used

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  • A financial self-service terminal, a business processing method thereof and a computer readable storage medium
  • A financial self-service terminal, a business processing method thereof and a computer readable storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0041] The business processing method of the financial self-service terminal provided in this embodiment, such as figure 1 As shown, the business processing method includes steps:

[0042] S1. Obtain the first balance of the user account according to the financial service request selected by the user. Specifically, the user selects a financial service request through a touch screen or an input keyboard of a financial self-service terminal (such as an ATM machine), and the processor of the financial self-service terminal starts a corresponding service process after receiving the financial service request. Wherein, the financial service request includes one of a deposit service request, a withdrawal service request, an account transfer service request, and a fee payment service request. The first balance is an account balance before the financial service request is processed.

[0043] S2. Process the service corresponding to the financial service request selected by the user. ...

Embodiment 2

[0058] This embodiment is a specific step of step S4a in Embodiment 1.

[0059] Such as figure 2 As shown, the specific method of showing the business processing result to the user according to the first balance and the second balance includes:

[0060] S5. Determine whether the absolute value of the balance difference between the first balance and the second balance is equal to the amount requested by the financial service request.

[0061] S5a. If the absolute value of the balance difference between the first balance and the second balance is equal to the amount requested by the financial service request, show the user the service processing result of the financial service request.

[0062] S5b. If the absolute value of the balance difference between the first balance and the second balance is not equal to the amount requested by the financial service request, automatically show the user all the transaction details of the user account on the current day, and determine An ...

Embodiment 3

[0084] The present invention also provides another implementation manner, that is, to provide a computer-readable storage medium, where a computer program is stored in the computer-readable storage medium. When the computer program is executed by at least one processor, the above-mentioned business processing method is realized.

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PUM

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Abstract

The invention discloses a business processing method of a financial self-service terminal. The business processing method comprises the following steps: obtaining a first balance of a user account according to a financial business request selected by a user; Processing a service corresponding to the financial service request selected by the user; Determining whether the service processing time exceeds a predetermined processing time; And if the service processing time exceeds the preset processing time, automatically obtaining a second balance of the user account, and showing a service processing result to the user according to the first balance and the second balance. The invention also discloses a computer readable storage medium and a financial self-service terminal. According to the invention, the user can check the service result conveniently, the operation time of the user is saved, and the possibility of account dispute generation is reduced.

Description

technical field [0001] The present invention relates to the technical field of financial self-service terminals, in particular to a financial self-service terminal, a business processing method thereof, and a computer-readable storage medium. Background technique [0002] Financial self-service terminal is a highly sophisticated electromechanical integration device, which uses magnetic code cards or smart cards to realize self-service financial transactions, and can replace the work of bank counter staff to complete cash deposits and withdrawals, check deposit balances, transfers, check deposits, Reissue of passbook, balance inquiry, etc. ATMs, teller machines and inquiry machines are all important branches of financial self-service terminals. [0003] After the user's transaction operation, the current financial self-service terminal receives and displays the feedback information about this business transmitted by the server (such as: transaction success information, trans...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G07F19/00
Inventor 杨全领王庆华
Owner SHENZHEN YIHUA COMP
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