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A network security insurance pre-insurance insuring risk assessment method and system

A network security and risk assessment technology, applied in the field of network security insurance risk assessment before insurance, can solve the problems of low accuracy and quantifiability, and achieve the effect of improving objectivity

Inactive Publication Date: 2019-06-21
上海嘉韦思信息技术有限公司 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, there is no systematic and standardized evaluation method for the pre-insurance risk assessment of the network system, and it is basically based on empirical value estimation, with low accuracy and quantification

Method used

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  • A network security insurance pre-insurance insuring risk assessment method and system
  • A network security insurance pre-insurance insuring risk assessment method and system
  • A network security insurance pre-insurance insuring risk assessment method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0056] Such as figure 1 As shown, it is a flow chart of a method for assessing risks of network security insurance pre-insurance insurance according to another embodiment of the present invention. As shown in the figure, the specific method of the embodiment of the present invention is as follows:

[0057] S1. Collect relevant information about the owner enterprise of the network system to be insured, and calculate the first score based on the relevant information.

[0058] In the embodiment of the present invention, the relevant information may include but not limited to: company size, industry, company turnover, online turnover ratio, system nature, number of company personnel, etc.

[0059] In a preferred embodiment of the present invention, the above-mentioned collection adopts web crawler technology for target grabbing. A web crawler (also known as a web spider, a web robot, and more often referred to as a web chaser in the FOAF community) is a program or script that au...

Embodiment 2

[0111] In this embodiment, similar to the general framework of embodiment 1, only the differences from embodiment 1 are set forth below.

[0112] Among them, attached figure 2 It shows a flow chart of a network security insurance pre-insurance risk assessment method according to another embodiment of the present invention. In this embodiment, firstly, the industry information evaluation model of the relevant scale of the network system owner enterprise, the information evaluation model of network system security protection and equipment management measures, and the real-time detection information evaluation model of the current health and safety status of the network system are respectively established, and then according to Each model calculates the score of the network system to be insured separately. If the calculated score of one model is lower than the preset corresponding threshold, the insurance cannot be insured. When the calculated scores of all three models are hig...

Embodiment 3

[0118] Such as Image 6 As shown, according to another aspect of the present invention, there is also provided a network security insurance insurance risk assessment system before insurance, including the following modules:

[0119] The first collection and calculation module 11 is used to collect relevant information about the owner enterprise of the network system to be insured, and calculate the first score according to the relevant information;

[0120] The second collection and calculation module 12 is used to collect the security management equipment and measures related information that the insurance network system has taken, and calculate the second score;

[0121] The third collection calculation module 13 is used to scan the security loopholes and availability and security monitoring of the network system to be insured, and calculate the current security health of the system to obtain the third score;

[0122] Evaluation module 14, is used for carrying out weighted ...

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Abstract

The invention discloses a network security insurance pre-insurance insuring risk assessment method and system, and the method comprises the following steps: collecting the related information of an owner enterprise of a to-be-insured network system, and calculating a first score according to the related information; Collecting related information of security management equipment and measures adopted by the network system to be insured, and calculating a second score; Performing security vulnerability scanning and availability and security monitoring on the network system to be insured, and calculating the current security health degree of the system to obtain a third score; And performing weighted average calculation on the first score, the second score and the third score to obtain a final score, and comparing the final score with a preset threshold to obtain a risk assessment result. The network security insurance pre-insurance insuring risk assessment method fills in the blank fieldof network security insurance pre-insurance insuring risk assessment, improves objectivity, accuracy and quantifiability of assessment according to network risks of software and hardware in an objective world, and has operability in assessment work.

Description

technical field [0001] The present invention relates to the technical field of network security insurance, in particular to a method and system for assessing risks of network security insurance before insurance. Background technique [0002] Generally speaking, cyber risks are divided into first-party and third-party risks. The coverage provided by insurance products will cover the risks involved in one or both parties. A first-party policy covers the company’s own assets, including digital assets, business interruption due to network downtime, cyber fraud, reputation loss, cyber theft, etc.; a third-party policy covers other people’s assets, especially customers’ assets , usually including risks such as security and privacy leaks, multi-media liability, and loss of third-party data. [0003] Currently, the coverage of cyber security insurance usually includes: leakage of sensitive data (personal and corporate data), hacking, computer virus, malicious destruction...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/08
Inventor 张俊峰舒首衡俞优黄震中陆臻何升文顾健翁越龙刘文钢蔡仲孙晓明蒋星兰
Owner 上海嘉韦思信息技术有限公司
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