The embodiment of the invention provides an agricultural disaster risk prediction method and device for agricultural insurance policies,
electronic equipment and a medium, belongs to the technical field of
artificial intelligence, and is suitable for the field of financial science and technology. The method comprises the following steps: acquiring original multi-source environment data; obtaining an agricultural insurance policy
resource pool; the agricultural insurance policy
resource pool comprises an original agricultural insurance policy, and the original agricultural insurance policy is used for underwriting a current
crop; performing
information extraction on the original agricultural insurance policy to obtain underwriting area information and current growth information of a current
crop; based on the original multi-source environment data, the insured area information and the current growth information, performing
knowledge retrieval on a preset agricultural disaster information base to obtain reference agricultural disaster information; performing risk prediction based on the reference agricultural disaster information to obtain agricultural disaster risk prediction data; and performing insurance policy screening on the original agricultural insurance policies based on the agricultural disaster risk prediction data to obtain disaster-affected agricultural insurance policies. According to the embodiment of the invention, the accuracy of agricultural disaster risk prediction can be improved.