Transaction data intermediary transmission system

Abstract

The invention provides a transaction data intermediary transmission system. The transaction data intermediary transmission system is used for selecting an appropriate first path and an appropriate second path and combining the first path and the second path to form a payment path from a specific user side to a specific payment system. The system comprises an information acquisition module used foracquiring payment information sent by a user side; a payment gateway module connected with the information acquisition module and used for receiving and processing the payment information to obtain aprocessing result associated with the payment information, wherein the processing result comprises related information used for indicating a corresponding payment system; and a processing module connected with the payment gateway module and used for judging the payment system and analyzing a processing result according to a judgment result to select a corresponding payment path so as to realize payment processing through the payment path. The method has the beneficial effects that the optimal payment path is selected according to the transaction information, so that the payment path most suitable for current payment processing is flexibly selected, the use cost of the payment path is effectively reduced, and the payment success rate is improved.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a transaction data intermediary transmission system. Background technique [0002] At present, with the development of Internet technology, the original offline payment method is gradually replaced by online payment, so how to improve online payment has become a new topic. [0003] In the prior art, the payment cost of each payment path is different from other payment consumption, and in the prior art, the online payment is often completed through the specified payment path. However, the specified payment path is not necessarily the optimal payment path, so The selected payment path is not the most suitable for the current payment processing, resulting in excessive payment path usage costs, and even affects the success rate of the current payment processing. Contents of the invention [0004] Aiming at the above-mentioned problems existing in the prior art, a transactio...

AI Technical Summary

Problems solved by technology

[0003] In the prior art, the payment cost of each payment path is different from other payment consumption, and in the prior art, the online payment is often completed through the specified payment path. However, the specified payment path is not necessarily the optimal payment path, so The selected payment path is not the most suitable for the current payment processing, resulting in excessive payment path usage costs, and even affects the success rate of the current payment processing

Images