Service order processing method and device

Abstract

One or more embodiments of the invention provide a service order processing method and device. The method includes: based on a pre-constructed risk address library. judging whether the target receiving address of the to-be-processed service order meets a preset address exception condition or not, wherein the risk address library comprises a plurality of risk addresses obtained by performing risk identification on historical receiving addresses based on an associated feature set by using a trained address identification model, and the associated feature set is obtained by performing feature extraction on service order information of associated receiving addresses containing the historical receiving addresses; and if so, performing corresponding processing on the to-be-processed service order. Risk identification is carried out on a to-be-processed service order based on a receiving address dimension; the service orders which may have credit risks are automatically managed and controlled, the purpose of intercepting the risk orders in time is achieved, the management and control strength of the risk orders is enhanced, the interception accuracy of the risk orders is improved, and theeconomic loss caused by passing of the risk orders is reduced.

Description

technical field [0001] One or more aspects of this specification relate to the field of Internet technologies, and in particular, to a business order processing method and apparatus. Background technique [0002] At present, with the rapid development of Internet technology, Internet-based real-name system, mobile payment, big data, payment credit evaluation and other capabilities, in order to improve user experience, more and more application scenarios of post-paid consumption mode are adopted. For example, online For leasing business, after the user places an order online through the Internet, the merchant will mail the leased goods to the user's delivery address for the user to use the leased goods, and the user can regularly pay the corresponding fees according to the agreement. [0003] However, once there is a black and gray product user who does not pay the corresponding fee according to the agreement after receiving the leased product, the business order is often ove...

AI Technical Summary

Problems solved by technology

[0003] However, once there are black and gray product users who do not pay the corresponding fees according to the agreement after receiving the leased goods, the business order is often overdue, which will inevitably bring certain economic losses to the merchant. Therefore, it is necessary to identify and intercept risky users ;Currently, registered users are the monitoring objects. When a registered user has an overdue order, the user will be blacklisted. However, professional black and gray product users can apply for multiple accounts. order and slightly modify the delivery address, at this time it is impossible to effectively supervise and intercept such risky orders

Images