Fund payment management system based on electronic commerce

Abstract

The invention discloses a fund payment management system based on electronic commerce. The system comprises a buyer payment terminal, a merchant collection terminal, a fund management system, an information collection system, a payment information verification system, an account information database and a payment information login module. The account verification system is used for verifying buyerinformation; the buyer payment terminal confirms the verification information,; transmits the goods order number and the payment amount selected by the buyer are transmitted to the information recording system; the information collection system generates a receipt and transmits the receipt to the merchant collection end, and the fund management system determines the collection amount according tothe payment amount of the buyer payment end, stores the collection amount sent by the buyer payment end, and sends the payment to the merchant collection end through the receipt of the merchant collection end. According to the invention, the transaction safety of two transaction parties can be greatly improved, the smooth completion of the transaction is ensured, disputes in the transaction are reduced, rapid and automatic judgment can be carried out according to past refund experience, and the refund efficiency can be greatly improved.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to a fund payment management system based on e-commerce. Background technique [0002] E-commerce is a trading activity in which goods are exchanged through the Internet as a technical means. With the gradual improvement of people's living standards, people's goods transactions are becoming more and more frequent, and the Internet has the characteristics of fast transmission. More and more rely on the Internet for online and offline commodity transactions. However, the current e-commerce has certain problems in the transaction process, such as the transaction account is not safe, there are cases of being stolen, and there are fraudulent transactions in the transaction process. The behavior has seriously affected the security of the transaction between the two parties, and the refund requires a lot of procedures, which consumes the time of both parties, greatly reduces the...

AI Technical Summary

Problems solved by technology

[0003] The technical problem to be solved by the present invention is to overcome the defects of the prior art, provide a fund payment management system based on e-commerce, and solve the current problems of transaction fraud, account insecurity, cumbersome refund process, and low refund efficiency

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