Method and device for evaluating credit card development vitality
A credit card and dynamic technology, applied in the field of data processing, can solve problems such as the inability to understand the level of credit cards and the inability to evaluate the development level of credit cards in regional banks
Inactive Publication Date: 2020-02-28
银联数据服务有限公司
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This method can evaluate the credit card development level of the bank, but it cannot evaluate the overall credit card development level of regional banks, that is, it is impossible to know the level of credit card development of its own in the industry
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[0047] In order to make the purpose, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some of the embodiments of the present invention, rather than all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0048]At this stage, the rapid development of bank informatization has produced a large amount of credit card business data. Evaluating the current credit card development level based on credit card business data is of great significance for banks' business decisions. A national bank is a bank that operates nationwide and has branches all over the country (such as China Construction Bank, Agricultural Bank of China, Industrial and Commer...
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The embodiment of the invention discloses a method and device for evaluating credit card development vitality. The method comprises the following steps: 1, processing; acquiring data generated by a plurality of regional banks in a preset time period; and processing and calculating to obtain data corresponding to the second-level indexes, configuring the weights of the second-level indexes includedin the first-level indexes according to the obtained weights of the first-level indexes, and further performing comprehensive statistics according to the data corresponding to the second-level indexes and the weights of the second-level indexes, thereby evaluating the development vitality of the regional bank credit card. According to the method of the invention, through constructing an index system for evaluating the development vitality of regional bank credit cards, the index system is used for carrying out statistical analysis on data of a plurality of regional banks, so that the industrydevelopment condition of the regional banks and the development condition of the banks can be comprehensively reflected, and decision support is provided for strategy making and strategic deploymentof the banks.
Description
technical field [0001] The invention relates to the field of data processing, in particular to a method and device for evaluating the development vitality of credit cards. Background technique [0002] At present, in order to facilitate effective business decisions, the methods that can be used are to extract, convert, analyze and model a large amount of data, and then extract key information that is helpful for business decisions, and based on this key information. business decision. At present, with the rapid development of bank informatization, a large amount of credit card business data is generated accordingly. Therefore, extracting valuable information from the massive credit card business data to serve for the bank's business decision-making has become a research hotspot. Among them, evaluating the current development level of credit cards based on the massive business data of credit cards is of great significance for banks' business decisions. [0003] In the exist...
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IPC IPC(8): G06Q10/06G06Q30/02G06Q40/02
CPCG06Q10/06375G06Q10/06393G06Q30/0201G06Q40/02
Inventor 邹戬陈萍厉洁
Owner 银联数据服务有限公司