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Payment method and device, equipment and medium

A face payment and external device technology, applied in the field of face recognition, can solve the problems of high cost, inconvenient operation, manual replacement, etc.

Pending Publication Date: 2020-03-31
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For the same merchant, if they want to support card swiping, scanning QR code, and facial recognition payment, they must purchase two devices, which is extremely costly, and the cashier needs to manually replace the payment device, which is inconvenient to operate

Method used

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  • Payment method and device, equipment and medium
  • Payment method and device, equipment and medium
  • Payment method and device, equipment and medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0026] Figure 1a A schematic structural diagram of a POS machine provided by Embodiment 1 of the present invention. The embodiment of the present invention can be executed on this POS machine. Those skilled in the art should know that the above-mentioned POS machine is only a schematic diagram and does not represent all the POS machines that can implement this solution. POS machine.

[0027] Figure 1b It is a schematic flow diagram of a payment method provided by Embodiment 1 of the present invention. This embodiment is applicable to the situation of using a POS machine to pay for commodities. This method can be executed by a payment device, which can use software and / or hardware Realized, and can be integrated in the electronic equipment, specifically include the following steps:

[0028] S110. In response to the face payment request sent by the POS machine, return an instruction for obtaining a face image for the face payment request, so that the POS machine can obtain th...

Embodiment 2

[0041] Figure 2aIt is a schematic flow diagram of a payment method provided by Embodiment 2 of the present invention. This embodiment is applicable to the situation of using a POS machine to pay for commodities. This method can be executed by a payment device, which can use software and / or hardware Realize, and can be integrated in the electronic equipment, the embodiment of the present invention is to further describe the face payment process in detail on the basis of the above-mentioned embodiment, specifically include the following steps:

[0042] S210. In response to the face payment request sent by the POS machine, return an instruction for obtaining a face image for the face payment request, so that the POS machine can obtain the face image through the camera of the external device.

[0043] In this technical solution, optionally, before responding to the face payment request initiated by the POS machine, the method further includes:

[0044] Responding to the face pay...

Embodiment 3

[0061] image 3 It is a schematic structural diagram of a payment device provided by Embodiment 3 of the present invention. A payment device provided in an embodiment of the present invention can execute a payment method provided in any embodiment of the present invention, and has corresponding functional modules and beneficial effects for executing the method. Such as image 3 As shown, the device includes:

[0062] Face image acquisition module 301, for responding to the face payment request sent by the POS machine, return the instruction for obtaining the face image for the face payment request, for the POS machine to obtain the face image through the camera of the external device;

[0063] The target transaction account determination module 302 is used to receive the face image uploaded by the POS machine, and compare the face image with the pre-built face database to determine the target transaction account bound by the face image; wherein , the face database includes ...

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Abstract

The embodiment of the invention discloses a payment method and device, equipment and a medium. The method comprises the following steps: in response to a face payment request sent by a POS machine, returning an instruction for obtaining a face image for the face payment request, so as to enable the POS machine to obtain the face image through a camera of external equipment; receiving a face imageuploaded by the POS machine, comparing the face image with a pre-constructed face database, and determining a target transaction account bound with the face image, wherein the face database comprisesbinding data of a face image and at least one transaction account; and completing transaction operation according to the target transaction account and a payment content request uploaded by the POS machine, and returning a transaction result to the POS machine.

Description

technical field [0001] Embodiments of the present invention relate to facial recognition technology, and in particular to a payment method, device, equipment and medium. Background technique [0002] At present, with the rapid development of computers, fast payment methods are gradually being used. At present, the POS (point of sale), which is used to swipe cards and scan codes, is independent of the equipment used for face-swiping payment, each has its own transaction system, and the two are completely independent. For the same merchant, if they want to support card swiping, scanning QR code, and facial recognition payment, they must purchase two kinds of equipment, which is extremely expensive, and the cashier needs to manually replace the payment equipment, which is inconvenient to operate. [0003] Therefore, there is an urgent need for a payment method that can enable the POS machine to support multiple payment methods without increasing costs. Contents of the invent...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/42G06K9/00
CPCG06Q20/40145G06Q20/42G06V40/172
Inventor 罗旋候戬蔡跃进
Owner CHINA CONSTRUCTION BANK
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