Multi-currency transaction method, device and equipment and computer readable storage medium

Abstract

The invention discloses a multi-currency transaction method. The method comprises the steps of if an order calling request of a cooperation end is detected, obtaining an access token, a signature andorder information of the order calling request, and verifying whether the order calling request is legal or not based on the access token and the signature; if yes, determining a currency to be paid corresponding to the order information; determining a cache exchange rate between the original currency of the order information and the currency to be paid in a pre-stored database, and calculating the price of the currency to be paid of the order information based on the cache exchange rate and the price of the original currency of the order information; and if a confirmation instruction triggered by a client based on the to-be-paid currency price is received, obtaining a current exchange rate between the original currency and the to-be-paid currency, and calculating a paid currency price ofthe order information based on the current exchange rate and the original currency price. The invention further discloses a multi-currency transaction device, equipment and a readable storage medium.The invention aims to improve the transaction efficiency and reduce the fault risk of the interface of the real-time exchange rate.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a multi-currency transaction method, device, equipment and computer-readable storage medium. Background technique [0002] With the development of computer technology, more and more technologies are applied in the financial field. The traditional financial industry is gradually transforming into financial technology (Fintech), and e-commerce technology is no exception. However, due to the security and real-time requirements of the financial industry, It also puts forward higher requirements for e-commerce technology. [0003] With the continuous development of Internet technology, various e-commerce websites emerge in endlessly, especially the digitalization of online and offline business and payment methods in the retail industry. With the slowdown of domestic business growth and the saturation of the market, the expansion of overseas business It ...

AI Technical Summary

Problems solved by technology

The former needs to frequently call the interface for querying real-time exchange rates, resulting in longer transaction processes, increased transaction processing time, and reduced transaction efficiency. In addition, there is a certain pressure on the interface for querying real-time exchange rates, which increases the risk of interface failure; while the latter cannot Intuitively display the price of the final payment currency. There are cases where the customer finds that the price of the actual payment currency is too high and terminates the transaction after placing the order. went smoothly

[0004] Obviously, the existing cross-border transactions are not smart enough in terms of exchange rate conversion. They need to call the corresponding interface frequently, which reduces transaction efficiency and increases the risk of interface failure. It is prone to transaction interruption and it is difficult to ensure the smooth progress of the transaction.

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