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Rule-based vehicle annual style automatic anchoring method

A rule and vehicle technology, applied in data processing applications, finance, instruments, etc., can solve problems such as inaccurate vehicle loss insurance coverage, inaccurate premiums, wrong year selection, etc., and achieve the effect of improving user experience

Pending Publication Date: 2020-04-24
北京车与车科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Existing insurance companies need to manually complete the selection of the vehicle model of the user's vehicle, which is prone to wrong year selection, resulting in inaccurate vehicle loss insurance coverage, resulting in inaccurate premiums

Method used

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Examples

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Embodiment Construction

[0015] In order to make the technical means, creative features, goals and effects achieved by the present invention easy to understand, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the embodiments of the present invention. Obviously, the described embodiments It is only some embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0016] A rule-based automatic anchoring method for vehicle year, comprising the following steps:

[0017] 1) Insurance companies in different regions select car model rules based on different models, car series, vehicle brands, and vehicle purchase years, and enter them into the rule system;

[0018] 2) When the user purchases auto insurance, the insu...

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PUM

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Abstract

The invention relates to the technical field of vehicle insurance, in particular to a rule-based vehicle annual style automatic anchoring method, which comprises the steps of selecting a vehicle stylerule according to different vehicle types, vehicle systems, vehicle brands and vehicle purchase years, and inputting the vehicle style rule into a rule system; according to a rule, automatically anchoring a unique vehicle type from a vehicle type library; and transmitting the vehicle type code to an insurance company, and quoting by the insurance company. The method has the beneficial effects that the insurance company does not need to manually input the vehicle type selection of the vehicle, the problem of inaccurate insurance amount caused by manual annual type selection is solved to a certain extent, and the user experience is improved.

Description

technical field [0001] The invention relates to the technical field of vehicle insurance, in particular to a rule-based automatic anchoring method for vehicle models. Background technique [0002] Motor vehicle insurance, namely auto insurance (referred to as auto insurance), refers to a commercial insurance that is liable for compensation for personal injury or property loss caused by motor vehicles due to natural disasters or accidents. [0003] Motor vehicle insurance, also known as "auto insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third party liability as the subject of insurance. [0004] Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; its insurance targets are mainly various types of automobiles, but also special vehicles such as trams and battery cars, and motorcycles. [0005] Existing insurance companies need to manually complete the selection of the vehicle model of ...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 汤杰敏
Owner 北京车与车科技有限公司