Credit investigation management method and apparatus based on block chain and storage medium
A technology for managing equipment and management methods, applied in the fields of blockchain-based credit investigation management methods, equipment and storage media, can solve problems such as unconvincing credit results and achieve the effect of avoiding malicious tampering
Pending Publication Date: 2020-04-28
浪潮云洲工业互联网有限公司
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[0004] The present disclosure provides a blockchain-based credit management method, device and storage medium, which are used to solve the following technical problems in the prior art: the credit results of enterprises or individuals provided by existing credit agencies are not convincing question
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[0028] In order to make the purpose, technical solutions and advantages of the present disclosure clearer, the technical solutions of the present disclosure will be clearly and completely described below in conjunction with specific embodiments and corresponding drawings. Those skilled in the art should understand that the embodiments described in the detailed description in this section are only some of the embodiments of the present disclosure, rather than all the embodiments of the present disclosure. Based on the embodiments described in the specific implementation methods in this section, all other embodiments obtained by persons of ordinary skill in the art without creative work will not deviate from the technical principles of the present disclosure, and therefore should fall into the within the protection scope of the present disclosure.
[0029] It should be noted that, in the description of the present disclosure, each functional module can be a physical module compo...
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The invention relates to the technical field of block chains, in particular to a credit investigation management method and apparatus based on a block chain and a storage medium. The object of the invention is to solve the problem that the credit result of an enterprise or a person provided by an existing credit investigation institution does not have credibility. The method disclosed by the invention comprises: obtaining credit investigation information of a write-in object through a specific node of a block chain, wherein the specific node corresponds to a credit investigation mechanism; inresponse to the fact that the specific node obtains the credit investigation information of the write-in object, judging that the credit investigation information of the write-in object obtains a consensus; enabling the specific node to write the credit investigation information of the write-in object into a block chain; and allowing any node of the block chain to output all credit investigation information. According to the method disclosed by the invention, based on the characteristics of the distributed account book, the situation that multiple credit investigation institutions repeatedly carry out credit investigation on the same credit investigation object is avoided, so that the credit investigation time is effectively shortened, and social resources are saved. And meanwhile, the situation that the credit investigation information is lost in the process of being transmitted through the Internet is also avoided.
Description
technical field [0001] The present disclosure relates to the technical field of blockchain, and in particular to a credit management method, device and storage medium based on blockchain. Background technique [0002] The operation of the modern financial system is inseparable from the support of credit. As a key link in the credit system, credit investigation has laid the foundation for financial credit risk management. With the advent of the era of big data and the rise of Internet finance, the current credit investigation is also facing a new situation: the problems of asymmetric credit information, limited data collection channels, and weak data privacy protection are becoming more and more serious. [0003] Specifically, the existing credit reporting agencies are usually sweeping the door, that is, each credit reporting agency usually collects, organizes, processes and analyzes credit information on the same enterprises and individuals, resulting in the same enterprise...
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IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/0639G06Q40/02
Inventor 赵宁宇庞松涛商广勇王伟兵马岩堂赵树林姜鑫陶鑫李佳
Owner 浪潮云洲工业互联网有限公司