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Bank right and interests data generation method and device

A technology for data generation and equity, applied in data processing applications, finance, instruments, etc., can solve problems such as chaotic rules, reduced customer experience, disordered equity data, etc.

Pending Publication Date: 2020-06-30
CHINA CONSTRUCTION BANK
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The rights and interests data generated in the existing technology is disorderly and disorderly, the rules are chaotic, and different rights and interests are scattered everywhere, which brings inconvenience to the development, expansion and management of bank rights and interests products, and at the same time reduces the customer experience

Method used

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  • Bank right and interests data generation method and device
  • Bank right and interests data generation method and device
  • Bank right and interests data generation method and device

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Embodiment Construction

[0025] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0026] In order to generate bank equity data, realize the effective integration of equity data, avoid disorderly equity data, chaotic rules, and different equity scattered everywhere, which will bring inconvenience to the development, expansion and management of bank equity products, and improve customer satisfaction. Experience, the embodiment of the present invention provides a method for generating bank equity data, such as figure 1 As shown, the method may include:

[0027] Step 101, obtaining bank financial product data;

[0028] Step 102. Generate bank equity ...

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Abstract

The invention discloses a bank rights and interests data generation method and device. The method comprises the steps: obtaining bank financial product data; generating bank rights and interests dataaccording to the bank financial product data and a pre-established rights and interests product pool, wherein the rights and interests product pool are pre-established according to the following mode:obtaining a file type of the bank financial product data and bank financial product indexes; generating financial product access device instance data according to the file type of the bank financialproduct data and historical bank financial product data; according to the financial product access device instance data and the rights and interests parameters, generating rights and interests productinstance data. According to the invention, the effective integration of the rights and interests data is achieved, the situation that different rights and interests are dispersed everywhere due to disorder of the rights and interests data and disorder of rules is avoided, the inconvenience is brought to development, extension and management of bank rights and interests products, and the customerexperience is improved.

Description

technical field [0001] The invention relates to the technical field of bank financial products, in particular to a method and device for generating bank equity data. Background technique [0002] With the intensification of competition in the banking industry, the homogeneity of financial products is becoming more and more serious. On the basis of traditional products, the banking industry will enhance its competitiveness through more services. The rights and interests provided by banks are different from those of other industries. Among the complicated financial products, how to find a method of generating rights and interests data suitable for the banking industry is a major problem facing major commercial banks. [0003] The rights and interests data generated in the existing technology is disorderly and disorderly, the rules are chaotic, and different rights and interests are scattered everywhere, which brings inconvenience to the development, expansion and management of...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/02
Inventor 吴与同朱建兵殷契陈凌志
Owner CHINA CONSTRUCTION BANK
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