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Financial product transaction method and device based on blockchain

A technology of financial products and transaction methods, applied in the field of blockchain, it can solve the problems of non-sharing of data, high payment rate, trust dependence, etc., and achieve the effect of strong usability

Pending Publication Date: 2020-10-30
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The account management model of the existing financial product registration system uses the five elements of the investor's transaction account number, sales outlets, sellers, financial product account numbers, and financial product company customer IDs as the only evidence for investors' subsequent transactions. Problems such as non-sharing and complicated process
In addition, in the existing technology, fast-trading financial products (such as T+0 products) involve a large amount of fund-raising operations, which require a huge amount of fund-raising every day, which will result in extremely high rate of fund-raising, and the cost of such financial products Real-time trading has the problem of transaction time limit

Method used

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  • Financial product transaction method and device based on blockchain
  • Financial product transaction method and device based on blockchain
  • Financial product transaction method and device based on blockchain

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Embodiment Construction

[0049] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0050] Those skilled in the art should understand that the embodiments of the present invention may be provided as methods, systems, or computer program products. Accordingly, the present invention can take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furth...

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PUM

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Abstract

The invention provides a financial product transaction method and device based on a blockchain. The financial product transaction method based on the blockchain comprises the steps that a first node sends a transaction request to a consensus node; the consensus node generates block transaction data according to a consensus mechanism and the transaction request, and broadcasts the block transactiondata to a blockchain; and the second node executes a transaction with the first node according to the transaction data and the smart contract. According to the financial product transaction method and device based on the blockchain, a traditional financial product transaction method is improved, the intelligent contract technology and the block transaction technology of the blockchain are combined, and the financial product transaction method based on the blockchain is efficient, safe and high in usability.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to the application of block chain technology in the financial field, and in particular to a block chain-based financial product transaction method and device. Background technique [0002] Account management is the core module of the financial product registration system. Only investors with legal accounts can conduct normal financial product transactions and share transfers. The account management model of the existing financial product registration system uses the five elements of investor transaction account number, sales outlet, seller, financial product account number, and financial product company customer ID as the only evidence for subsequent transactions of investors. There are trust dependencies, data Problems such as non-sharing and complicated process. In addition, in the existing technology, fast-trading financial products (such as T+0 products) involve a ...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q40/04G06Q40/06G06F21/64
CPCG06Q20/3829G06Q20/3827G06Q40/04G06Q40/06G06F21/64
Inventor 祁伊祯陈郑渊明王飞王艳红
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA