Insurance policy verification method, device and equipment and storage medium

Abstract

The embodiment of the invention provides an insurance policy verification method and device, equipment and a storage medium, and the method comprises the steps: obtaining insurance policy data of different issuing types, storing the insurance policy data in a Redis cache, wherein the issuing types to at least comprise an individual vehicle issuing type, a group issuing type and a mobile issuing type; querying corresponding insurance policy information in the Redis cache by acquiring a vehicle frame number in the current insurance information; comparing and verifying the insurance policy information with six-element information acquired in the current insurance information, and completing insurance policy verification according to a verification result; by establishing a set of public cachemechanism between the single-output core systems, sharing of data generated by the single-output core systems is achieved, the data sharing function between the single-output core systems is improved, the purpose of strengthening compliance management and control of six-element verification of the vehicle insurance policy can be achieved, and therefore potential supervision risks are effectivelyavoided, and the safety of the vehicle insurance policy is improved. The potential risk of issuing an insurance company is reduced to the greatest extent.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a method, device, equipment and storage medium for verifying an insurance policy. Background technique [0002] The policy is referred to as the "policy". The written proof that the insurer and the policyholder have signed an insurance contract. Insurance is divided into four categories: property insurance, personal insurance, liability insurance and credit insurance according to the business protection objects, and property insurance is the type of insurance that takes material wealth and its related interests as the subject of insurance. There are mainly marine insurance, cargo transportation insurance, engineering insurance, aviation insurance, fire insurance, automobile insurance, home property insurance, theft insurance, business interruption insurance (also known as profit loss insurance), agricultural insurance, etc. (see property insurance). [0003] Whe...

AI Technical Summary

Problems solved by technology

Six-element verification involves quotation, insurance, payment and other links. Through the control of each key link, the verification of its own system can be effectively controlled, but cross-system control cannot be achieved.

[0004] Although the "six-element verification" can be effectively controlled in a single system, due to the independence of data storage in multiple order issuing systems, data sharing cannot be achieved, resulting in skipping " "Six elements verification" to issue the policy directly, but this kind of faulty policy not only has serious compliance risks, but once it is discovered by the regulatory agency, the insurance company will face a crisis of bankruptcy

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