Unlock instant, AI-driven research and patent intelligence for your innovation.

Automobile staged loan customer portrait data management system and data processing method based on same

A data management system and customer portrait technology, applied in database management systems, data processing applications, special data processing applications, etc., can solve the problems of exposure of risk elements, too much information, and long application process.

Active Publication Date: 2021-06-04
浙江惠瀜网络科技有限公司
View PDF6 Cites 3 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, car installment applications have major difficulties in some banks: a lot of information, complicated materials, long application process, obvious exposure of risk factors, etc.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Automobile staged loan customer portrait data management system and data processing method based on same
  • Automobile staged loan customer portrait data management system and data processing method based on same
  • Automobile staged loan customer portrait data management system and data processing method based on same

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0018] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is an embodiment of a part of the application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0019] It should be noted that the terms "first" and "second" in the description and claims of the present application and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It should be understood that the data so used may be interchanged under appropriate circumstances for...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses an automobile staged loan customer portrait data management system and a data processing method based on the system. The automobile staged loan customer portrait data management system comprises a business system, a portrait system and a decision engine system; the data processing method comprises the following steps: a business system receives an instruction of a portrait system, and queries a database of the business system or an external database for matching; the portrait system judges whether the data fed back by the service system meets a preset condition or not, and if yes, the portrait system sends the data fed back by the service system to the decision engine system; and the decision engine system performs decision analysis according to the data transmitted by the portrait system and at least sends decision data of the decision analysis to the service system. The automobile staged loan customer portrait data management system and the data processing method based on the system have the advantages that user experience can be provided, and input requirements can be flexibly displayed according to service requirements.

Description

technical field [0001] This application relates to a data management system for customer portraits of automobile installment loans and a data processing method based on the system. Background technique [0002] In recent years, with the continuous upgrading of residents' consumption level, my country's credit card business has entered a stage of explosive growth. Credit cards not only provide convenience for customers and merchants to receive and pay, but also become an important tool for banks to provide comprehensive finance and improve profitability. Automobile installment has become an important module of credit card business. Major commercial banks are competing to carry out auto installment business. However, there are big difficulties in some banks in the application of car installment: a lot of information, complicated materials, long application process, obvious exposure of risk factors and other problems. How to ensure that the customer's application for automob...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q30/02G06F16/25
CPCG06Q30/0201G06F16/252G06Q40/03
Inventor 叶敏
Owner 浙江惠瀜网络科技有限公司
Features
  • R&D
  • Intellectual Property
  • Life Sciences
  • Materials
  • Tech Scout
Why Patsnap Eureka
  • Unparalleled Data Quality
  • Higher Quality Content
  • 60% Fewer Hallucinations
Social media
Patsnap Eureka Blog
Learn More

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2025 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com