Agricultural credit financing guarantee service platform based on block chain

A business platform and blockchain technology, applied in the blockchain field, can solve the problems of slow development of credit business and low degree of credit informatization, and achieve the effect of improving security and standardization, improving security, and reducing bad debt rate.

Pending Publication Date: 2021-10-08
浙江数秦科技有限公司
View PDF1 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is: the low level of credit informationization in the current agricultural production and the slow technical problem of credit business development

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Agricultural credit financing guarantee service platform based on block chain
  • Agricultural credit financing guarantee service platform based on block chain
  • Agricultural credit financing guarantee service platform based on block chain

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0022] A blockchain-based agricultural credit financing guarantee business platform, please refer to the attached figure 1 , the platform includes: a number of planting data stations 30, connected to the planting areas 10 of several farmers, assigning unique identifiers to each planting area 10 and associated farmers, storing the planting data of the planting area 10 and storing them through the block chain 60 The card is fixed; several business data stations 40 are respectively connected to the bank 41, the guarantee agency 42, the notary office 43 and the trading market 44, and the business data of the farmers in the bank 41, the guarantee agency 42, the notary office 43 and the trading market 44 are stored. , and the business data is stored and fixed through the block chain 60, and a communication connection is established between several business data stations 40 and the planting data station 30; Submit the loan application and the guarantee application to the planting dat...

Embodiment 2

[0032] A blockchain-based agricultural credit financing guarantee business platform includes several planting data stations 30, and the village where farmer A is located is connected to a planting data station 30. The planting data of the arable land underwritten by farmer A are all connected to the planting data station 30 . The bank 41, the guarantee agency 42, the notary office 43 and the trading market 44 are respectively connected to a business data station 40.

[0033] Corn is planted in several planting areas 10 of farmer A, and the corn is in the mid-growth stage and has not yet matured. Farmer A wants to borrow 200,000 yuan to invest in the construction of a greenhouse. To grow vegetables against the season in autumn and winter to earn income. Farmer A's house is not a commercial house and cannot be circulated, so it cannot be mortgaged. Farmer A has car property and securities assets available for mortgage. So farmer A went to the second-hand car trading market 4...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention relates to the technical field of block chains, in particular to an agricultural credit financing guarantee service platform based on a block chain, and the platform comprises a plurality of planting data stations which are accessed to planting areas of a plurality of farmers; a plurality of business data stations which are respectively accessed to banks, guarantee institutions, notary offices and transaction markets; peasant household client, wherein a peasant household submits a loan application and a guarantee application to the planting data station through the peasant household client, and the planting data station forwards the loan application and the guarantee application to the business data stations corresponding to the bank and the guarantee mechanism respectively; a business client, wherein the input of the credit model is the planting data and the business data of the farmers, the output of the credit model is the credit limit, the input of the guarantee model is the planting data of the farmers, and the output of the guarantee model is the guarantee limit. The method has the substantive effects that the authenticity of the data is ensured through block chain evidence storage, strict and unified organization is not needed, and funds can quickly and accurately enter agricultural production.

Description

technical field [0001] The invention relates to the technical field of blockchain, in particular to a blockchain-based agricultural credit financing guarantee business platform. Background technique [0002] With the continuous advancement of the urbanization of informatization construction, people feel more and more convenience brought by informatization in their daily life and production and operation. The construction of informatization not only facilitates people's daily life, but also provides rich opportunities for the establishment of cooperation among producers and operators, and effectively promotes economic development. However, in the vast rural areas, there is great resistance to informatization construction, and the degree of informatization is still relatively low. Agriculture is the basic industry that provides support for the construction and development of the national economy. The healthy and stable development of agriculture is related to food security i...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q50/02G06F16/27G06F21/62
CPCG06Q50/02G06F16/27G06F21/6218G06Q40/03
Inventor 张金琳俞学劢高航
Owner 浙江数秦科技有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap