Agricultural credit financing guarantee service platform based on block chain
A business platform and blockchain technology, applied in the blockchain field, can solve the problems of slow development of credit business and low degree of credit informatization, and achieve the effect of improving security and standardization, improving security, and reducing bad debt rate.
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Embodiment 1
[0022] A blockchain-based agricultural credit financing guarantee business platform, please refer to the attached figure 1 , the platform includes: a number of planting data stations 30, connected to the planting areas 10 of several farmers, assigning unique identifiers to each planting area 10 and associated farmers, storing the planting data of the planting area 10 and storing them through the block chain 60 The card is fixed; several business data stations 40 are respectively connected to the bank 41, the guarantee agency 42, the notary office 43 and the trading market 44, and the business data of the farmers in the bank 41, the guarantee agency 42, the notary office 43 and the trading market 44 are stored. , and the business data is stored and fixed through the block chain 60, and a communication connection is established between several business data stations 40 and the planting data station 30; Submit the loan application and the guarantee application to the planting dat...
Embodiment 2
[0032] A blockchain-based agricultural credit financing guarantee business platform includes several planting data stations 30, and the village where farmer A is located is connected to a planting data station 30. The planting data of the arable land underwritten by farmer A are all connected to the planting data station 30 . The bank 41, the guarantee agency 42, the notary office 43 and the trading market 44 are respectively connected to a business data station 40.
[0033] Corn is planted in several planting areas 10 of farmer A, and the corn is in the mid-growth stage and has not yet matured. Farmer A wants to borrow 200,000 yuan to invest in the construction of a greenhouse. To grow vegetables against the season in autumn and winter to earn income. Farmer A's house is not a commercial house and cannot be circulated, so it cannot be mortgaged. Farmer A has car property and securities assets available for mortgage. So farmer A went to the second-hand car trading market 4...
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