Bank product management method and device, server and computer storage medium

A management method and product technology, applied in the computer field, can solve problems such as the lack of a unified and effective evaluation method, the inability to achieve product integration and marketing, and the lack of an integrated view of group product management in commercial bank groups, so as to achieve the effect of precise management

Pending Publication Date: 2021-11-30
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the current increase in the number of branches and subsidiaries of the group, and the lack of unified bank product design and management models, it is very easy to cause repeated product design and repeated development, resulting in insufficient utilization of group resources, resulting in the lack of integrated product management of the commercial bank group However, it is impossible to achieve in-depth product integration and marketing between the parent bank and its subsidiaries and subsidiaries.
At the same time, different product evaluation standards are inconsistent, and there is a lack of unified and effective evaluation methods to accurately identify and manage product life cycles

Method used

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  • Bank product management method and device, server and computer storage medium
  • Bank product management method and device, server and computer storage medium
  • Bank product management method and device, server and computer storage medium

Examples

Experimental program
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Embodiment approach

[0052] Optionally, in another embodiment of the present application, an implementation of step S102 specifically includes:

[0053] According to the actual characteristics, evaluation standards and preset dimensions of all banking products of the bank, a bank product evaluation index library is constructed.

[0054] Wherein, the bank product evaluation index database at least includes: deposit product detailed information, credit product detailed information and credit card installment detailed information.

[0055] It should be noted that the preset dimensions may be but not limited to performance, market and customers, business volume, risk, innovation ability, etc., which are not limited here.

[0056] S103. Determine the evaluation index data corresponding to each evaluation field in the bank product evaluation index database.

[0057] Specifically, the access rules of banking products can be obtained through but not limited to docking with business components, and then t...

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Abstract

The invention provides a bank product management method and device, a server and a computer storage medium. The method comprises the following steps: firstly, obtaining the data information of all bank products of a bank; then, dividing the data information of all bank products of the bank according to evaluation fields, and constructing to obtain a bank product evaluation index library; then, determining evaluation index data corresponding to each evaluation field in the bank product evaluation index library; and finally, according to the evaluation index data, analyzing and evaluating each bank product. Therefore, the purpose of accurately managing all bank products is achieved.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a method, device, server and computer storage medium for managing bank products. Background technique [0002] With the current increase in the number of branches and subsidiaries of the group, and the lack of unified bank product design and management models, it is very easy to cause repeated product design and repeated development, resulting in insufficient utilization of group resources, resulting in the lack of integrated product management of the commercial bank group Without a unified view, it is impossible to achieve in-depth product integration and marketing between the parent bank, its subsidiaries, and the subsidiaries. At the same time, different product evaluation standards are inconsistent, and there is a lack of unified and effective evaluation methods to accurately identify and manage product life cycles. Contents of the invention [0003] In view of...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06K9/62G06Q40/02
CPCG06Q10/06393G06Q40/02G06F18/214
Inventor 张鹏施家芳吴婧琦迟骋张丽媛刘毓灵
Owner CHINA CONSTRUCTION BANK
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