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Supply chain system platform payment collection and account-dividing transaction method

A system platform and transaction method technology, applied in the field of electronic payment, can solve problems such as complex capital flow, disordered cash flow, inflexible account sharing ratio and authority setting, and achieve the effect of meeting business needs, flexible transactions, and simplifying actual capital flow

Pending Publication Date: 2022-02-11
SHANGHAI ZHONGTONGJI NETWORK TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The present invention provides a transaction method for payment collection on a supply chain system platform to solve the problems of complex capital flow, disordered cash flow, inflexible setting of account distribution ratio and authority, and inability to meet business needs in the existing account distribution method

Method used

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  • Supply chain system platform payment collection and account-dividing transaction method
  • Supply chain system platform payment collection and account-dividing transaction method

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Embodiment Construction

[0023] Exemplary embodiments will be described in detail herein, and examples are illustrated in the drawings. The following description is related to the drawings, unless otherwise indicated, the same figures in the different drawings represent the same or similar elements. The embodiment described in the exemplary embodiments is not meant to all embodiments consistent with the present application. Instead, they are only examples of apparatus and methods consistent with some aspects of the present application as detailed in the appended claims.

[0024] refer to figure 1 figure 2 A supply chain system platform collects payment transaction method, actually uses the supply chain system platform to collect the payment system, including the following steps:

[0025] S101: Creating a virtual financial account for all participants of the supply chain; including platform and supplier;

[0026] Platform creates a virtual financial account for the entire supply chain participant, and eac...

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PUM

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Abstract

The invention relates to a supply chain system platform payment collection and account-dividing transaction method, and belongs to the technical field of electronic payment. The method comprises the following steps: creating virtual financial accounts for all participants of a supply chain; configuring corresponding permissions and account-dividing proportions for the virtual financial accounts of the participants; after a platform side receives the payment of a customer, recharging a corresponding virtual amount in the virtual financial account of the platform side, and transferring the virtual amount to the virtual financial account of the related participant according to the account-dividing proportion; and enabling the participant to obtain the corresponding actual amount from the platform side according to the virtual amount condition in the own virtual financial account and the corresponding authority. According to the invention, by setting the virtual financial account, account division of virtual amount is used to separate the actual fund from the virtual fund so as to simplify the supply chain cash flow, and by adopting the customized account division type and proportion, the supply chain account division mode is more flexible and controllable compared with the prior art, the fund flow is smoother, and the business needs of customers are met.

Description

Technical field [0001] This application relates to the field of electronic payment, in particular, involving a supply chain system platform for collection trading methods. Background technique [0002] After the shopping platform receives the customer's payment, it is necessary to leave it to all participant accounts of the supply chain, so flexible permission settings, allocation ratios, and concise capital flows are required by the supply line system platform. [0003] Existing supply chain system platforms are all available in a third-party financial instrument. For example, the platform uses WeChat payment as a supply chain accounting tool. After the WeChat platform is received, the payment ratio will transfer the payment in different roles in the supply chain, but WeChat provides The balance of other roles is often unable to meet the needs of all participants in the supply chain. [0004] Therefore, there is a need for a supply chain platform to separate, separate virtual fu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/22G06Q40/04
CPCG06Q20/102G06Q20/227G06Q40/04
Inventor 张红亮
Owner SHANGHAI ZHONGTONGJI NETWORK TECH CO LTD