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Long insurance online insurance policy generation method and generation system

An insurance policy and policy technology, applied in the fields of instruments, business, finance, etc., can solve the problems of long process, many steps, and inability to realize online self-service insurance for long-term insurance, so as to save money and achieve a win-win effect.

Pending Publication Date: 2022-02-15
北京圆心惠保科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, for long-term insurance business, the process is long, there are many steps, and the supervision is relatively strict. For example, in long-term insurance insurance, it must be the true will of the policyholder and the insured, and must be the real operation of the policyholder and the insured. To apply for insurance, you must sign on the insurance application form, you must collect the user's ID card, payment bank card and other documents, and you must meet the restrictions on the collection of nine elements of user personal information, so that the existing technical solutions cannot realize long-term insurance online self-service insured

Method used

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  • Long insurance online insurance policy generation method and generation system

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Embodiment Construction

[0017] In order to make the objects, technical solutions, and advantages of the present application, the technical solutions in the present application embodiment will be described in connext of the present application embodiment, and It is a part of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained without creative labor are not made in the pre-creative labor premises.

[0018] All techniques and scientific terms used herein are identical to those skilled in the art, unless otherwise defined. The purpose is not intended to limit the application;

[0019] The "Embodiment" mentioned herein means that the specific features, structures, or characteristics described in connection with the embodiments may be included in at least one embodiment of the present application. This phrase is not necessarily a separate or alternative embodiment of the same embodiment in each position in the specification. T...

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PUM

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Abstract

The invention provides a long-insurance online insurance policy generation method and system. The generation method comprises the following steps: establishing an insurance policy database; collecting and verifying basic information of the insurance applicant, and finally acquiring the identity information of the insurance applicant; collecting and verifying basic information of the insured person, and finally acquiring the insurance buying information of the insured person; judging whether the insured person has the insurance buying qualification or not; giving the insurance products which can be selected by the insurance applicant; calculating a single product price of the selected insurance product and a combined product price after the selected insurance product is combined with other insurance products according to the insurance product selected by the insurance applicant and the insurance information of the insured person; and generating a corresponding insurance policy. Through the contents, the insurance policy can be quickly and efficiently issued according to the information data of the insured and the insured, and the personalized insurance policy price is given through the neural network model, so that the win-win situation of an insurance company and the insured is realized.

Description

Technical field [0001] The present invention relates to the field of insurance data processing, and more particularly to a holility line insurance bill generation method and a generating system. Background technique [0002] Today, online insurance is gradually possible, especially for some short insurance business, because the process is simple, and the supervision requirement is low, it has been able to implement user self-service online insurance, and the online charges can be realized by simple operations. Single and effective. However, for the long hanging business, the process is long, the steps, and the supervision is stricter. For example, in the long-term insurance insurance, it must be the true will of the insured and the insured, must be the insured and the insured person. Insured, must be signed on the insured order, you must collect the ID card of the user, pay the bank card, etc. Insurance. Inventive content [0003] In view of the problems present in the backgroun...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q10/10G06Q30/02
CPCG06Q40/08G06Q10/10G06Q30/0283
Inventor 兰洁万鸿辉张杰李肖峰
Owner 北京圆心惠保科技有限公司