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Financial payment dual verification system and verification method

A double verification and financial payment technology, applied in the computer field, can solve problems such as user inconvenience and mobile terminal impact, and achieve the effects of reducing inconvenience, improving user experience, and improving payment convenience

Pending Publication Date: 2022-05-13
徐丽丽
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the prior art, when there is a communication failure between the mobile payment control terminal and the mobile terminal, the mobile terminal will be affected, which brings great inconvenience to users.

Method used

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  • Financial payment dual verification system and verification method
  • Financial payment dual verification system and verification method
  • Financial payment dual verification system and verification method

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Embodiment Construction

[0046] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0047] The specific implementation of the present invention will be described in detail below in conjunction with specific embodiments.

[0048] A financial payment double authentication system and authentication method provided by the present invention solve the technical problems in the background technology.

[0049] Such as figure 1As shown, it is a main flow chart of a double verification method for financial payment provided by an embodiment of the present invention. The double verification method for financial payment includes:

[0050] Step S10: Receive the offline payment request informa...

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Abstract

The invention is suitable for the field of computers, and provides a financial payment dual verification system and method, and the method comprises the steps: receiving offline payment request information of a child wallet before a communication condition between the child wallet and a mother wallet is lost, setting at least one child wallet to be allowed to open a first-level authority based on the offline payment request information, the first-level permission is an offline payment permission; responding to the second-level permission opening request of the sub-wallet, and detecting whether the state of the sub-wallet meets a preset second-level permission opening condition or not; the sub-wallet meeting the second-level permission opening condition is marked as the first sub-wallet, the sub-wallet meeting the first-level permission but not meeting the second-level permission opening condition is marked as the second sub-wallet, and the method and the device have the advantages that inconvenience caused by the fact that payment cannot be conducted due to faults is reduced as much as possible, and user experience is improved.

Description

technical field [0001] The invention belongs to the technical field of computers, and in particular relates to a financial payment double verification system and verification method. Background technique [0002] Mobile payment refers to a commercial transaction between the two parties for a certain commodity or business through mobile phones, PDA (Personal Digital Assistant, personal digital assistant) and other terminals. A way of account payment, users can recharge and pay fees, shop online, bet on lottery tickets and other businesses anytime, anywhere and at will. [0003] Mobile payment services can be divided into remote payment and on-site payment. Remote payment refers to the user's long-distance payment behavior based on the terminal and mobile communication network through web pages, SMS, STK (SIM TOOL KIT, user identification application development tool) and other methods. Such as: Internet shopping, game lottery, utility payment, etc. On-site payment refers t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/38G06Q20/36G06Q20/32
CPCG06Q20/401G06Q20/382G06Q20/367G06Q20/326G06Q20/4015
Inventor 徐丽丽
Owner 徐丽丽
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